TD Canada Trust 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

TD Canada Trust4.0/5

Interest Rate
3.10%
Term
5 years
Minimum Deposit
CA$500
Promotion
Up to 2.75% on 14-month Non-Cashable GIC
Apply Now →on TD Canada Trust's website

TD Canada Trust provides a comprehensive selection of GICs with various terms and options, making it a reliable choice for investors. However, their rates may not be as competitive as those offered by smaller institutions.

Pros:

  • Wide range of GIC options
  • Established bank

Cons:

  • Higher minimum deposit
  • Rates not as competitive

In conclusion, TD Canada Trust's 5-year GIC at a rate of 3.10% is a solid option for conservative investors seeking stability and flexibility, particularly those who appreciate the backing of a well-established institution. However, those looking for higher returns may want to explore offerings from smaller banks or credit unions.

Compare GIC Rates

Summary of all rates from our gic rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
WealthONE4.10%5 yearsCA$1,000Learn more
WealthONE Bank of Canada4.10%4 yearsCA$1,000Learn more
Achieva Financial4.05%5 yearsCA$1,000Learn more
Oaken Financial4.05%5 yearsCA$1,000Learn more
Saven Financial4.05%5 yearsCA$1,000Learn more
MCAN Wealth4.05%5 yearsCA$1,000Learn more
EQ Bank4.00%5 yearsCA$100Learn more
Pathwise Credit Union3.90%1 yearCA$1,000Learn more
ICICI Bank Canada3.70%5 yearsCA$1,000Learn more
MCAN (Manulife Credit Union)3.65%1 yearCA$2,500Learn more
Simplii Financial3.20%4 yearsCA$100Learn more
Tangerine Bank3.15%1 yearCA$0Learn more
TD Canada Trust3.10%5 yearsCA$500Learn more
BMO Canada3.10%5 yearsCA$1,000Learn more
RBC Royal Bank2.75%5 yearsCA$1,000Learn more
Scotiabank Canada2.45%1 yearCA$500Learn more

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