Popular Direct Certificates of Deposit 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Popular Direct Certificates of Deposit4.7/5

Rate (APY)
4.25% APY
Term
1 year
Minimum Deposit
$10,000
Promotion
N/A
Apply Now →on Popular Direct Certificates of Deposit's website

Popular Direct stands out as the top choice because it offers a competitive 4.25% APY on its 1-year CD, making it an attractive option for savers looking to maximize their returns. With a solid reputation and FDIC insurance, it provides both security and high yields.

Pros:

  • Competitive APY
  • FDIC insured

Cons:

  • High minimum deposit

In conclusion, Popular Direct's 1-year CD with a 4.25% APY is an excellent choice for savers seeking a reliable and high-yield option, particularly for those able to meet the $10,000 minimum deposit requirement. Its combination of competitive rates, security, and reputation makes it a standout provider in the current market.

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
State Bank of Newburg4.54% APY60 months$500Learn more
Tower Federal Credit Union4.50% APY24 months$500Learn more
Lincoln County Credit Union4.50% APY12 months$1,000Learn more
HAB Bank4.50% APY3 months$1,500Learn more
United Fidelity Bank 1-Year4.40% APY1 year$1,000Learn more
BTG Pactual Bank4.40% APY5 years$500Learn more
NASA Federal Credit Union4.38% APY5 years$1,000Learn more
Sallie Mae Bank4.35% APY5 years$2,500Learn more
United Fidelity Bank4.35% APY6 months$1,000Learn more
CFG Bank Certificates of Deposit4.30% APY1 year$500Learn more
Quorum Federal Credit Union4.30% APY6 months$100Learn more
DR Bank4.30% APY6 months$500Learn more
Genisys Credit Union4.30% APY7 months$500Learn more
Popular Direct Certificates of Deposit4.25% APY1 year$10,000Learn more
Vibrant Credit Union4.25% APY6 months$5Learn more
Limelight Bank Certificate of Deposit4.20% APY1 year$1,000Learn more
TAB Bank4.20% APY5 years$1,000Learn more
T Bank4.16% APY6 months$1,000Learn more
Limelight Bank4.15% APY6 months$1,000Learn more
Barclays Certificates of Deposit4.00% APY1 year$0Learn more

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