BTG Pactual Bank 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

BTG Pactual Bank4.4/5

Rate (APY)
4.40% APY
Term
5 years
Minimum Deposit
$500
Promotion
N/A
Apply Now →on BTG Pactual Bank's website

A key differentiator for BTG Pactual Bank is its attractive 4.40% APY on a 5-year CD with a low minimum deposit of just $500, making it an appealing option for new savers looking to enter the market.

Pros:

  • Low minimum deposit
  • Competitive APY

Cons:

  • Limited branch access
  • Less known in the U.S. market

In conclusion, BTG Pactual Bank's 4.40% APY on a 5-year CD, combined with a low minimum deposit requirement, makes it an excellent choice for new savers seeking to maximize their returns while committing to a longer-term investment. This offering is particularly well-suited for individuals looking to build their savings with minimal initial investment.

Frequently Asked Questions

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
State Bank of Newburg4.54% APY60 months$500Learn more
Tower Federal Credit Union4.50% APY24 months$500Learn more
Lincoln County Credit Union4.50% APY12 months$1,000Learn more
HAB Bank4.50% APY3 months$1,500Learn more
United Fidelity Bank 1-Year4.40% APY1 year$1,000Learn more
BTG Pactual Bank4.40% APY5 years$500Learn more
NASA Federal Credit Union4.38% APY5 years$1,000Learn more
Sallie Mae Bank4.35% APY5 years$2,500Learn more
United Fidelity Bank4.35% APY6 months$1,000Learn more
CFG Bank Certificates of Deposit4.30% APY1 year$500Learn more
Quorum Federal Credit Union4.30% APY6 months$100Learn more
DR Bank4.30% APY6 months$500Learn more
Genisys Credit Union4.30% APY7 months$500Learn more
Popular Direct Certificates of Deposit4.25% APY1 year$10,000Learn more
Vibrant Credit Union4.25% APY6 months$5Learn more
Limelight Bank Certificate of Deposit4.20% APY1 year$1,000Learn more
TAB Bank4.20% APY5 years$1,000Learn more
T Bank4.16% APY6 months$1,000Learn more
Limelight Bank4.15% APY6 months$1,000Learn more
Barclays Certificates of Deposit4.00% APY1 year$0Learn more

Related Guides