Barclays Certificates of Deposit 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Barclays Certificates of Deposit4.0/5

Rate (APY)
4.00% APY
Term
1 year
Minimum Deposit
$0
Promotion
N/A
Apply Now →on Barclays Certificates of Deposit's website

Barclays offers a unique advantage with no minimum deposit required for its 1-year CD, making it accessible for all savers. However, the APY of 4.00% is lower than some competitors, which may be a consideration for those seeking higher returns.

Pros:

  • No minimum deposit
  • Flexible terms

Cons:

  • Lower APY compared to competitors

In conclusion, Barclays Certificates of Deposit are well-suited for savers looking for flexibility with no minimum deposit requirement, making it ideal for beginners or those with smaller amounts to invest. However, those prioritizing higher interest rates may want to explore other options in the market.

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
State Bank of Newburg4.54% APY60 months$500Learn more
Tower Federal Credit Union4.50% APY24 months$500Learn more
Lincoln County Credit Union4.50% APY12 months$1,000Learn more
HAB Bank4.50% APY3 months$1,500Learn more
United Fidelity Bank 1-Year4.40% APY1 year$1,000Learn more
BTG Pactual Bank4.40% APY5 years$500Learn more
NASA Federal Credit Union4.38% APY5 years$1,000Learn more
Sallie Mae Bank4.35% APY5 years$2,500Learn more
United Fidelity Bank4.35% APY6 months$1,000Learn more
CFG Bank Certificates of Deposit4.30% APY1 year$500Learn more
Quorum Federal Credit Union4.30% APY6 months$100Learn more
DR Bank4.30% APY6 months$500Learn more
Genisys Credit Union4.30% APY7 months$500Learn more
Popular Direct Certificates of Deposit4.25% APY1 year$10,000Learn more
Vibrant Credit Union4.25% APY6 months$5Learn more
Limelight Bank Certificate of Deposit4.20% APY1 year$1,000Learn more
TAB Bank4.20% APY5 years$1,000Learn more
T Bank4.16% APY6 months$1,000Learn more
Limelight Bank4.15% APY6 months$1,000Learn more
Barclays Certificates of Deposit4.00% APY1 year$0Learn more

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