Advancial 2026 Review

Rate (APY)
4.34% APY
Term
5 years
Minimum Deposit
$1,000
Promotion
N/A
Apply Now →on Advancial's website

A key differentiator for Advancial is its tiered rate structure, allowing for a top yield of 4.34% APY on its 5-year jumbo certificate with a $100,000 minimum deposit. This flexibility caters to both small and large savers.

Pros:

  • Top-tier rates for larger deposits
  • Variety of certificate options

Cons:

  • Higher minimum for jumbo rates

In conclusion, Advancial's competitive 4.34% APY on its 5-year jumbo certificate makes it an attractive option for both small and large savers, particularly those willing to invest a minimum of $1,000 or more. This tiered rate structure offers flexibility and higher returns, making it suitable for individuals looking to maximize their savings over the long term.

Frequently Asked Questions

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
State Bank of Newburg4.54% APY60 months$500Learn more
Tower Federal Credit Union4.50% APY24 months$500Learn more
Lincoln County Credit Union4.50% APY12 months$1,000Learn more
HAB Bank4.50% APY3 months$1,500Learn more
United Fidelity Bank 1-Year4.40% APY1 year$1,000Learn more
BTG Pactual Bank4.40% APY5 years$500Learn more
NASA Federal Credit Union4.38% APY5 years$1,000Learn more
Sallie Mae Bank4.35% APY5 years$2,500Learn more
United Fidelity Bank4.35% APY6 months$1,000Learn more
CFG Bank Certificates of Deposit4.30% APY1 year$500Learn more
Quorum Federal Credit Union4.30% APY6 months$100Learn more
DR Bank4.30% APY6 months$500Learn more
Genisys Credit Union4.30% APY7 months$500Learn more
Popular Direct Certificates of Deposit4.25% APY1 year$10,000Learn more
Vibrant Credit Union4.25% APY6 months$5Learn more
Limelight Bank Certificate of Deposit4.20% APY1 year$1,000Learn more
TAB Bank4.20% APY5 years$1,000Learn more
T Bank4.16% APY6 months$1,000Learn more
Limelight Bank4.15% APY6 months$1,000Learn more
Barclays Certificates of Deposit4.00% APY1 year$0Learn more

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