1.Marriott Bonvoy American Express Card
American Express
- 6%Points at Marriott hotels
- 2%Points on all other purchases
Earn 20,000 bonus points after £3,000 spend in three months.
Earn 6x points at Marriott hotels and 2x on all other purchases.
52.5% Variable APR
The Marriott Bonvoy American Express Card stands out as the top choice because it offers a generous welcome bonus of 20,000 points and valuable perks like automatic Silver Elite status. Its strong earning potential at Marriott hotels makes it an excellent option for frequent travelers.
Pros:
- Automatic Silver Elite status
- Free night award after spending £25,000 annually
Cons:
- High spending requirement for free night
- Annual fee applies
2.Marriott Bonvoy Premium Debit Card
Currensea
- 6%Points on Marriott stays
- 0.5%Points on other purchases
Earn 30,000 Marriott Bonvoy points for applications approved by 4 February 2026 after spending £3,000 in foreign currency.
Earn up to 6x points per £1 on Marriott stays.
What sets the Marriott Bonvoy Premium Debit Card apart is its high-value rewards structure, allowing cardholders to earn up to 6x points on Marriott stays. The automatic Gold Elite status and significant welcome bonus make it a compelling choice for dedicated travelers.
Pros:
- High-value travel rewards
- Automatic Gold Elite status
Cons:
- High annual fee
- Limited to foreign currency spending for bonus
3.Marriott Bonvoy Debit Card
Currensea
- 3%Points on spending abroad
- 1%Points on spending in the UK
Earn 5,000 points after spending £1,000 in foreign currency within the first 12 months.
Earn 1 point per £1 spent in the UK and 3 points per £1 spent abroad.
The Marriott Bonvoy Debit Card shines for its accessibility, offering a low annual fee and the ability to earn points on everyday spending. While it may not have the high rewards of premium cards, it provides a straightforward way to accumulate Marriott points.
Pros:
- Low annual fee
- Earn points on everyday spending
Cons:
- Lower rewards rate compared to premium options
- Limited bonus points
4.Barclaycard Avios Plus Mastercard
Barclays
- 1.5%Avios on eligible purchases
- 1%Avios on other purchases
Collect 25,000 Avios if you spend £3,000 in the first three months.
Earn 1.5 Avios for every £1 spent on eligible purchases.
80.1% Variable APR
The Barclaycard Avios Plus Mastercard earns its place due to its robust rewards structure, offering 1.5 Avios per £1 spent and valuable travel perks like a cabin upgrade voucher. Its appeal lies in the combination of rewards and premium travel benefits.
Pros:
- Includes a British Airways cabin upgrade voucher
- Access to DragonPass airport lounges
Cons:
- High monthly fee
- High APR
Final Words
As you consider the best hotel credit cards this March 2026 in the UK, remember that the right choice hinges on your travel habits and preferences. Take time to compare your options and assess the benefits that align with your lifestyle, ensuring you make an informed decision that maximizes your rewards and enhances your travel experiences.
Frequently Asked Questions
The welcome bonus for the Marriott Bonvoy American Express Card is 20,000 bonus points after £3,000 spend in three months.
With the Marriott Bonvoy Premium Debit Card, you can earn up to 6x points per £1 on Marriott stays and 0.5% on other purchases.
The Marriott Bonvoy Debit Card offers a welcome bonus of 5,000 points after spending £1,000 in foreign currency within the first 12 months and allows you to earn 3 points per £1 spent abroad and 1 point per £1 spent in the UK.
Yes, many hotel credit cards in the UK come with annual fees. For example, the Marriott Bonvoy American Express Card has an annual fee of £95, while the Marriott Bonvoy Premium Debit Card has a fee of £175.
To choose the best hotel credit card, consider factors like the annual fee, welcome bonuses, rewards rates, and additional perks such as hotel elite status. Assess your travel habits and where you typically stay to find a card that maximizes your rewards.
Eligibility requirements for hotel credit cards typically include being a UK resident, having a good credit score, and meeting minimum age requirements. Some cards may also require proof of income or employment.
Hotel credit cards often offer tiered rewards structures, allowing you to earn points based on category spending. For instance, some cards might provide higher points for hotel stays compared to everyday purchases.
