4.70% AER
1 year
N/A
£10,000
Al Rayan Bank stands out as the top choice because it offers a unique Sharia-compliant fixed term deposit with a competitive expected profit rate of 4.70% AER, making it an attractive option for those seeking ethical banking solutions.
Pros:
- Sharia-compliant
- Competitive expected profit rate
Cons:
- High minimum deposit
- No withdrawals until end of term
4.70% AER
18 months
N/A
£1,000
What sets Chetwood Bank apart is its competitive 4.70% AER for an 18-month term, combined with a straightforward application process and robust FSCS protection, making it a solid choice for savers.
Pros:
- Flexible deposit window
- FSCS protection up to £120,000
Cons:
- No early withdrawals
- Limited deposit period
3.GB Bank
4.77% AER
5 years
N/A
£1,000
The standout feature here is GB Bank's impressive 4.77% AER for a 5-year fixed rate bond, providing a reliable long-term investment option for those looking to maximize their savings.
Pros:
- High interest rate
- Long-term investment
Cons:
- Funds locked for 5 years
- No early access
4.24% AER
2 years
Monthly prize draw
£1,000
Kent Reliance offers a unique promotional 2 Year Fixed Rate Bond with a chance to win in a monthly prize draw, making it an engaging option for savers looking for both security and excitement.
Pros:
- Monthly prize draw
- Flexible interest payment options
Cons:
- Limited edition product
- Subject to withdrawal at any time
up to 4.85% AER
1 to 5 years
Up to £150 cashback for new customers
£1,000
MoneySuperMarket consistently features some of the best fixed rate bonds in the market, with rates reaching up to 4.85% AER, making it a go-to platform for savvy savers looking to compare and secure the best deals.
Pros:
- Wide range of options
- Competitive rates
Cons:
- Rates subject to change
- May require online application
Final Words
In summary, if you're considering investing in fixed rate bonds this June 2026, you have excellent options such as Al Rayan Bank, Coventry Building Society, and others offering competitive rates around 4.70% AER. Be sure to compare these offerings to find the best fit for your financial goals and ensure you're maximizing your returns.
Frequently Asked Questions
As of June 2026, some of the best fixed rate bond rates available include: Al Rayan Bank at 4.70% AER for a 1-year term with a minimum deposit of £10,000, Chetwood Bank at 4.70% AER for an 18-month term with a minimum deposit of £1,000, and GB Bank at 4.77% AER for a 5-year term with a minimum deposit of £1,000.
Al Rayan Bank offers an expected profit rate of 4.70% AER for their 1 Year Fixed Term Deposit.
Chetwood Bank requires a minimum deposit of £1,000 for their 18-month fixed rate bond offering an interest rate of 4.70% AER.
GB Bank offers a fixed rate bond with a term of 5 years at a rate of 4.77% AER.
A fixed rate bond is a type of savings account that pays a set interest rate over a specific period, meaning the rate remains unchanged for the duration of the bond.
Fixed rate bonds are generally considered safe investments, especially if they are offered by established banks and are covered by the Financial Services Compensation Scheme (FSCS) up to a certain limit.
Typically, funds in fixed rate bonds are locked in for the duration of the term. Early withdrawals may incur penalties or result in loss of interest.
Compare Fixed Rate Bond Rates
Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.
| Provider ↕ | Rate ↓ | Term ↕ | Min Deposit | |
|---|---|---|---|---|
| First National Bank of America | 4.30% | 5 years | $1,000 | Learn more |
| Connexus Credit Union | 4.30% | 17 months | $5,000 | Learn more |
| NASA Federal Credit Union | 4.20% | 49 months | $10,000 | Learn more |
| Climate First Bank | 4.07% | 6 months | $500 | Learn more |
| Popular Direct | 4.05% | 1 year | $10,000 | Learn more |
| OMB Bank | 4.05% | 3 months | $1,000 | Learn more |
| Sallie Mae Bank | 4.00% | 5 years | $2,500 | Learn more |
| Newtek Bank | 4.00% | 6 months | $2,500 | Learn more |
| LendingClub | 3.40% | 5 years | $500 | Learn more |
| Wells Fargo | 1.50% | 1 year | $2,500 | Learn more |
| Bank of America | 0.03% | 1 year | $1,000 | Learn more |


