Best Fixed Rate Bond Rates this May 2026 in the UK

What sets RCI Bank apart is its 2 Year Fixed Term Savings Account, which offers a solid 4.65% AER. This account is ideal for savers who are looking for a longer commitment with a competitive rate, providing peace of mind with FSCS protection.

A two-year fixed-rate bond allows you to save a lump sum of at least £1,000 and earn a guaranteed return of 4.65% AER after 24 months.

RCI Bank offers competitive interest rates on their fixed term savings accounts, including the 2 Year Fixed Term Savings Account.

The information regarding Lloyds bank's fixed rate is not specified in the context provided.

Existing-customer regular savers – what we'd go for. Use AER only — never APY or APR for deposit rates.

The standout feature here is the Close Brothers 5 Year Fixed Rate Bond, which offers a high fixed rate of 4.67% AER. This account is perfect for those looking to secure their savings over a longer period, although it requires a significant minimum deposit of £10,000.

The interest rate on the Close Brothers 5 Year Fixed Rate Bond is 4.67% AER.

Interest is calculated daily and paid yearly into your nominated bank account, or into a holding account at the end of the fixed term, depending on your instructions.

No, interest is not compounded on this account.

If you do not provide a nominated bank account, the interest will be paid into a holding account at the end of the fixed term, depending on your instructions.

Please check with Close Brothers for their specific policies regarding changes to your nominated bank account.

Chetwood Bank shines for its 5 Year Fixed Rate Savings Account, which offers a competitive rate of 4.65% AER. This account is designed for savers who appreciate predictable returns and the security of FSCS protection, although it does require a minimum deposit of £1,000.

The best 5 year fixed rate bond can vary based on current market conditions and individual preferences. It's advisable to compare rates from different providers.

Chetwood Bank is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), which provides a level of security for investors.

The 5.5% nationwide bond refers to a specific fixed rate bond offering a 5.5% interest rate, but details may vary based on the provider.

The interest rate for Chetwood Bank fixed rate ISA is expressed as AER, and specific rates should be checked directly with the bank for the most accurate information.

Recognise Bank offers a solid option with its 1 Year Fixed Rate Account at 4.55% AER. This account is particularly appealing for those who want a straightforward setup process and the assurance of protection against downward rate changes.

The AER for the Recognise Bank 1 Year Fixed Rate Account is 5.00%.

The minimum deposit required is £1,000.

Yes, there is a penalty for early withdrawal.

Interest is paid annually.

No, additional deposits are not allowed after the initial deposit.

At the end of the term, the account will mature and you will receive your initial deposit plus interest.

GB Bank's 2 Year Fixed Rate Bond offers a competitive 4.61% AER, making it a strong contender for those looking to invest for a medium term. The account is also FSCS protected, providing an added layer of security for savers.

Yes, GB Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA).

A 2 year fixed rate bond is a type of savings account where your money is locked in for a period of two years at a fixed interest rate.

The 5.5% nationwide bond refers to a specific fixed rate bond offering an interest rate of 5.5% for a certain term.

The interest rate for the GB Bank 2 Year Fixed Rate Bond is competitive and is typically higher than standard savings accounts.

Generally, with fixed rate bonds like the GB Bank 2 Year Fixed Rate Bond, you cannot access your money until the term ends without incurring penalties.

Interest on the GB Bank 2 Year Fixed Rate Bond is typically paid annually or at the end of the term, depending on the specific terms of the bond.

At the end of the 2 year term, your initial investment along with the accrued interest will be returned to you, or you may have the option to reinvest.

Yes, there is usually a minimum deposit requirement to open a GB Bank 2 Year Fixed Rate Bond, which can vary based on the specific product.