Best Fixed Rate Bond Rates this August 2026 in the UK

What sets Oxbury apart is its strong AER of 4.88%, which is particularly appealing for those looking to lock in their savings for a full five years while benefiting from FSCS protection.

A 5 year fixed rate bond is a type of investment where your money is locked in for a period of five years at a predetermined interest rate.

Oxbury Bank is regulated by the Financial Conduct Authority (FCA) and is a member of the Financial Services Compensation Scheme (FSCS), which protects eligible deposits up to £85,000.

The information regarding Lloyds Bank's rates is not provided in the context.

The interest rate for Oxbury Bank's Personal 5 Year Bond Account - Issue 14 is 5.25% AER.

The standout feature here is the balance between a solid interest rate of 4.83% AER and a manageable three-year term, making it a great choice for those who want a shorter commitment.

A fixed rate bond for 3 months is a savings product where your money is locked in for a period of three months at a predetermined interest rate.

Oxbury Bank offers competitive interest rates on its fixed rate bond accounts, including the Oxbury Personal 3 Year Bond Account - Issue 25.

Yes, Lloyds Bank offers a fixed interest rate of 5.25% for a one-year term.

Oxbury Bank is considered a good option for savers looking for fixed rate bonds, offering attractive AER rates.

thisbank shines for its low entry point of just £100, allowing more savers to take advantage of a competitive 4.61% fixed rate over a four-year term.

A fixed rate bond is a type of investment where you deposit your money for a set period of time at a fixed interest rate.

AER stands for Annual Equivalent Rate, which represents the interest rate on a fixed rate bond over a year.

Interest on fixed rate bonds is typically paid at regular intervals, such as annually or at maturity, depending on the terms of the bond.

Generally, fixed rate bonds require you to keep your money invested until maturity, and early withdrawals may incur penalties.

The minimum investment amount for a fixed rate bond with thisbank may vary, so it's best to check the specific terms and conditions.

Yes, fixed rate bonds may be covered by financial protection schemes, such as the Financial Services Compensation Scheme (FSCS), up to a certain limit.

At the end of the bond term, you will receive your initial investment back along with any interest earned during the term.

Shawbrook Bank offers a reliable fixed rate of 3.83% AER, making it a solid option for those who prioritize security and are comfortable with a five-year lock-in period.

The AER for Shawbrook Bank's fixed rate bonds varies based on the term and amount deposited. Please refer to the Shawbrook Bank website for the latest rates.

Shawbrook Bank offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, there is a minimum deposit requirement for Shawbrook Bank's fixed rate bonds. The specific amount can be found on their official website.

Generally, fixed rate bonds with Shawbrook Bank do not allow early access to funds. Please check the specific terms and conditions for details.

Yes, interest payments on fixed rate bonds are subject to tax. It is advisable to consult with a tax advisor for specific guidance.

At the end of the fixed rate bond term, Shawbrook Bank will typically return your initial deposit along with any accrued interest. You may also have the option to reinvest.

Secure Trust Bank provides a competitive 4.40% AER, appealing to savers who want a straightforward fixed-rate bond with a clear structure and no early access.

The AER for Secure Trust Bank's fixed rate bonds varies depending on the term and amount invested. Please refer to our website for the most current rates.

Our fixed rate bonds typically have terms ranging from 1 to 5 years. You can choose the term that best suits your investment goals.

Yes, the minimum investment amount for our fixed rate bonds is £1,000.

No, fixed rate bonds are designed to be held until maturity, and early access to funds is not permitted.

At the end of the bond term, your initial investment along with the interest earned will be returned to you.

Yes, deposits in fixed rate bonds are protected under the Financial Services Compensation Scheme (FSCS) up to the applicable limits.

Interest on our fixed rate bonds can be paid annually or at maturity, depending on the option you select at the time of investment.

Atom Bank stands out for its exceptionally low minimum deposit of just £50, combined with a high interest rate of 4.90% AER, making it accessible for a wide range of savers.

The AER for Atom Bank's fixed rate bonds varies depending on the term and amount deposited. Please check Atom Bank's official website for the most current rates.

Atom Bank offers fixed rate bonds with various terms, typically ranging from 1 year to 5 years.

Yes, there is a minimum deposit requirement for Atom Bank's fixed rate bonds. Please refer to their website for specific amounts.

No, fixed rate bonds with Atom Bank are designed to be held until maturity, and early access to funds is generally not permitted.

At the end of the bond term, your initial deposit along with any interest earned will be returned to you.

Yes, interest earned on fixed rate bonds is subject to taxation according to current tax laws.

You can open a fixed rate bond with Atom Bank online through their official website.