Best 5 Year Fixed Rate Bond Rates this August 2026 in the UK

What sets Oxbury apart is its straightforward fixed rate of 4.88% AER, which remains unchanged throughout the five-year term. This account allows deposits up to £500,000, making it an attractive option for those looking to invest larger sums.

The AER for Oxbury's fixed rate bonds varies depending on the term and amount invested. Please check the Oxbury website for the most current rates.

Oxbury offers fixed rate bonds with terms ranging from 1 to 5 years.

Yes, the minimum investment amount for Oxbury's fixed rate bonds is £1,000.

No, Oxbury's fixed rate bonds are designed to be held until maturity, and early access to funds is not permitted.

At the end of the bond term, your initial investment along with any accrued interest will be returned to you.

Yes, Oxbury's fixed rate bonds are covered by the FSCS up to the applicable limits.

Thisbank shines for its accessibility, allowing customers to start saving with a minimum deposit of just £100. While its rate of 4.74% gross/AER is competitive, it is particularly appealing for new savers or those with smaller amounts to invest.

A fixed rate bond is a type of investment where you deposit a lump sum of money for a set period of time at a fixed interest rate.

The AER offered by thisbank for fixed rate bonds varies based on the term length and amount deposited. Please check our website for the most current rates.

You can invest in a fixed rate bond with thisbank for terms ranging from 1 year to 5 years.

Yes, investments in fixed rate bonds with thisbank are protected up to the limit set by the Financial Services Compensation Scheme (FSCS).

No, fixed rate bonds typically require you to keep your money invested until the maturity date, and early withdrawal may incur penalties.

At the end of the bond term, you will receive your initial investment back along with any interest earned.

You can apply for a fixed rate bond with thisbank online through our website or by visiting one of our branches.

There are no fees for opening a fixed rate bond at thisbank, but early withdrawal may incur penalties.

Chetwood Bank offers a solid fixed rate of 4.81% AER, making it a strong contender for savers looking for reliable returns. With a minimum deposit of £1,000 and FSCS protection, it ensures both security and a competitive yield.

Chetwood Bank offers competitive AER rates for its fixed rate bonds, which can vary based on the term and amount deposited.

Chetwood Bank offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, Chetwood Bank requires a minimum deposit to open a fixed rate bond, which is specified in the product details.

Generally, fixed rate bonds with Chetwood Bank do not allow access to funds before maturity without incurring penalties.

At the end of the term, you will receive your initial deposit plus any interest earned, and you may have the option to reinvest.

Yes, interest earned on fixed rate bonds is subject to income tax, and you should consult a tax advisor for specific implications.

DF Capital provides a fixed interest rate of 4.50% AER, which, while lower than some competitors, offers a secure option for those looking to lock in their savings for five years. The minimum deposit is £1,000, and deposits are protected by the FSCS.

The AER for DF Capital's fixed rate bonds varies depending on the specific bond product chosen. Please refer to our website for the most current rates.

DF Capital offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, investments in DF Capital's fixed rate bonds are protected under the Financial Services Compensation Scheme (FSCS) up to the applicable limits.

Generally, fixed rate bonds with DF Capital are designed for long-term investment, and early access to funds may not be available without penalties.

Interest on DF Capital's fixed rate bonds is typically paid annually or at maturity, depending on the specific bond terms.

The minimum investment amount for DF Capital's fixed rate bonds is usually £1,000, but please check the specific bond details for confirmation.

DF Capital does not charge fees for investing in fixed rate bonds, but it's advisable to review the terms and conditions for any potential charges.

GB Bank's 5 Year Fixed Rate Bond offers an appealing 4.94% AER, making it a competitive choice for savers. With a minimum deposit of £1,000 and the added security of FSCS protection, it provides a reliable option for those looking to grow their savings over the long term.

The AER for fixed rate bonds at GB Bank varies depending on the term of the bond. Please check our website for the most current rates.

GB Bank offers fixed rate bonds with terms ranging from 1 to 5 years.

Yes, the minimum investment amount for fixed rate bonds at GB Bank is £1,000.

No, fixed rate bonds at GB Bank are designed to be held until maturity, and early access to funds is not permitted.

At the end of the bond term, your initial investment along with any interest earned will be returned to your nominated account.

Yes, interest payments from fixed rate bonds may be subject to income tax, depending on your personal tax situation.

You can apply for a fixed rate bond online through our website or by visiting one of our branches.