1.GB Bank
4.77% AER
5 years
N/A
£1,000
GB Bank stands out as the top choice because it offers a competitive 5 Year Fixed Rate Bond with a solid AER of 4.77%. This product is designed for savers looking for a secure and predictable return over the medium term.
Pros:
- Competitive AER
- FSCS-eligible deposits
Cons:
- Minimum deposit required
4.70% AER
5 years
N/A
£5,000
What sets Market Harborough BS apart is its commitment to providing monthly interest payments, making it an attractive option for those who prefer regular income from their savings.
Pros:
- Monthly interest payments
- FSCS protection
Cons:
- Higher minimum deposit
4.25% to 4.30% AER
5 years
N/A
£10,000
Al Rayan Bank shines for its Sharia-compliant approach, offering a unique expected profit rate that appeals to those seeking ethical investment options while ensuring FSCS protection.
Pros:
- Sharia-compliant
- FSCS protection
Cons:
- Higher minimum deposit
- Expected profit rate instead of traditional interest
4.81% AER
5 years
N/A
£1,000
Chetwood Bank offers a standout feature with its 5-Year Fixed Rate Savings Account, providing a guaranteed return of 4.81% AER, making it a strong contender for savers looking for reliable growth.
Pros:
- No maximum deposit limit
- FSCS protection
Cons:
- No early withdrawals allowed
Final Words
In conclusion, if you're considering a 5-year fixed rate bond in the UK this June 2026, providers like GB Bank, which offers a notable 4.77% AER, present attractive options. Be sure to compare rates and terms across different providers to find the best fit for your financial goals.
Frequently Asked Questions
The best 5-year fixed rate bond available in the UK this June 2026 is offered by GB Bank at a rate of 4.77% AER.
For GB Bank, the minimum deposit is £1,000, for Market Harborough BS it is £5,000, and for Al Rayan Bank, it is £10,000.
Market Harborough BS offers a 5-year fixed rate bond with a rate of 4.70% AER.
Typically, fixed rate bonds lock your funds for the entire term, and early withdrawals may incur penalties or not be allowed at all.
Al Rayan Bank's 5-year fixed rate bond offers a rate between 4.25% to 4.30% AER.
You can apply for a 5-year fixed rate bond directly through the provider's website, such as GB Bank's product page.
A fixed rate bond is designed to provide a guaranteed return over a specified term, making it suitable for those looking to save with certainty.
Yes, fixed rate bonds are protected by the Financial Services Compensation Scheme (FSCS) up to a certain limit, providing security for your deposits.
Compare Fixed Rate Bond Rates
Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.
| Provider ↕ | Rate ↓ | Term ↕ | Min Deposit | |
|---|---|---|---|---|
| First National Bank of America | 4.30% | 5 years | $1,000 | Learn more |
| Connexus Credit Union | 4.30% | 17 months | $5,000 | Learn more |
| NASA Federal Credit Union | 4.20% | 49 months | $10,000 | Learn more |
| Climate First Bank | 4.07% | 6 months | $500 | Learn more |
| Popular Direct | 4.05% | 1 year | $10,000 | Learn more |
| OMB Bank | 4.05% | 3 months | $1,000 | Learn more |
| Sallie Mae Bank | 4.00% | 5 years | $2,500 | Learn more |
| Newtek Bank | 4.00% | 6 months | $2,500 | Learn more |
| LendingClub | 3.40% | 5 years | $500 | Learn more |
| Wells Fargo | 1.50% | 1 year | $2,500 | Learn more |
| Bank of America | 0.03% | 1 year | $1,000 | Learn more |
