Raisin UK 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Raisin UK4.5/5

Rate (AER)
4.70% AER
Term
1 year
Minimum Deposit
£1,000
Promotion
£150 welcome bonus for new customers
Apply Now →on Raisin UK's website

Raisin UK offers a unique platform that aggregates competitive rates from various partner banks, currently featuring a strong 4.70% AER, along with a welcome bonus for new customers.

Pros:

  • Competitive rates
  • Multiple partner banks

Cons:

  • Higher minimum deposit

In summary, Raisin UK is an excellent option for those seeking a secure investment with a competitive 4.70% AER over a one-year term, making it particularly suitable for savers who can meet the £1,000 minimum deposit and are looking to maximize their returns while enjoying the benefits of a diverse banking platform.

Frequently Asked Questions

Compare Fixed Rate Bond Rates

Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
First National Bank of America4.30%5 years$1,000Learn more
Connexus Credit Union4.30%17 months$5,000Learn more
NASA Federal Credit Union4.20%49 months$10,000Learn more
Climate First Bank4.07%6 months$500Learn more
Popular Direct4.05%1 year$10,000Learn more
OMB Bank4.05%3 months$1,000Learn more
Sallie Mae Bank4.00%5 years$2,500Learn more
Newtek Bank4.00%6 months$2,500Learn more
LendingClub3.40%5 years$500Learn more
Wells Fargo1.50%1 year$2,500Learn more
Bank of America0.03%1 year$1,000Learn more

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