Raisin UK 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Raisin UK4.6/5

Rate (AER)
4.15% AER
Term
6 months
Minimum Deposit
£500
Promotion
N/A
Apply Now →on Raisin UK's website

Raisin UK shines for its ability to offer competitive rates from various partner banks, with a notable 4.15% AER for its 6-month fixed rate bond. This platform allows savers to easily compare and choose the best options available.

Pros:

  • Competitive rates from multiple providers
  • Easy comparison of options

Cons:

  • Variable rates depending on partner banks

In conclusion, Raisin UK is an excellent choice for savers looking for a competitive fixed rate bond, particularly those who can comfortably deposit a minimum of £500 and want to maximize their returns over a short 6-month term. Its user-friendly platform makes it ideal for individuals seeking the best savings options from trusted partner banks.

Frequently Asked Questions

Compare Fixed Rate Bond Rates

Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Bread Savings4.75%5 years$1,500Learn more
America First Federal Credit Union4.10%5 years$500Learn more
Vibrant Credit Union4.10%6 months$5Learn more
CommunityWide Federal Credit Union4.10%6 months$1,000Learn more
Popular Direct4.10%6 months$10,000Learn more
Newtek Bank4.10%6 months$2,500Learn more
Live Oak Bank Personal4.10%12 months$2,500Learn more
Limelight Bank4.03%1 year$1,000Learn more
Marcus by Goldman Sachs4.00%1 year$500Learn more
Sallie Mae4.00%5 years$2,500Learn more
Marcus by Goldman Sachs High-Yield4.00%12 months$500Learn more
TAB Bank3.90%12 months$1,000Learn more
My Banking Direct3.80%6 months$2,500Learn more
Synchrony Bank3.75%5 years$0Learn more
BMO Alto3.60%5 years$0Learn more
LendingClub3.50%1 year$500Learn more

Related Guides