![Is MyPoints Worth It? [2026 Review]](https://cdn.shopify.com/s/files/1/0840/6011/0870/files/is-mypoints-worth-it-2026-review-pin-s12-20260322_070147.jpg?v=1774162912&width=800&width=100&crop=center)
Looking to earn rewards without changing your spending habits? MyPoints has been helping Americans do exactly that since 1996 — making it one of the longest-running rewards platforms in the US. Reviewed by The Work at Home Woman, the platform lets members earn points through shopping, surveys, and everyday online activities, then cash out via PayPal or gift cards. If you're already exploring ways to make money passively, it pairs well with getting paid for simple tasks or earning from app reviews. Here's everything you need to know before signing up.
Quick Answer
MyPoints is worth it for casual earners who shop online regularly or enjoy surveys. Members earn points redeemable for PayPal cash or gift cards, and the platform has been operating since 1996. It won't replace income, but it's legitimate and free to join, making it low-risk for supplemental rewards.
Jump to
Summary Table
| Item Name | Price Range | Best For | Website |
|---|---|---|---|
| Legitimacy | Free to join | Anyone verifying MyPoints is a real, safe platform | See details |
| Earning Methods | Free (earn up to 100,000+ pts/activity) | Shoppers, survey takers, and casual gamers | See details |
| Redemption Options | From $3 (700 pts) gift cards; PayPal available | Users wanting flexible cash or gift card payouts | See details |
| Pros | Free; bonus up to 1,750 pts on sign-up | Passive earners and online shoppers | See details |
| Cons | Free; low survey pay (~$0.50–$2 avg) | Those evaluating income potential realistically | See details |
| Worth It Overall | Free; avg. $50–$100/year for casual users | Supplemental earners, not primary income seekers | See details |
Is MyPoints Worth It? [2026 Review]
Below you'll find detailed information about each option, including what makes them unique and their key benefits.
1. Legitimacy
When evaluating whether MyPoints delivers real value, its legitimacy is the first thing to verify. MyPoints has been operating since 1996 and is owned by Prodege, LLC — the same company behind Swagbucks — giving it strong credibility in the rewards space. It maintains an A+ rating with the Better Business Bureau, and members genuinely do receive gift cards and PayPal cash.
Trust indicators:
- Founded 1996 — one of the oldest rewards platforms online
- Owned by Prodege, LLC (also owns Swagbucks)
- BBB accredited with A+ rating
2. Earning Methods
Understanding how you actually accumulate points is central to judging whether MyPoints is worth your time. Members earn points through online shopping (up to 40 points per dollar at partner retailers), completing surveys, watching videos, playing games, reading promotional emails, and taking advantage of travel deals. According to The Work at Home Woman, shopping through MyPoints typically offers the highest point returns compared to other activities.
Top earning activities:
- Online shopping: 2–40 points per $1 spent
- Surveys: 25–200+ points each
- Promotional emails: 5 points per email clicked
3. Redemption Options
How you cash out points directly affects whether this rewards program pays off practically. MyPoints allows redemption for gift cards to major retailers like Amazon, Target, and Starbucks, as well as PayPal cash deposits. Generally, 1,250–1,700 points equals approximately $10 in gift card value, meaning casual users may wait weeks before reaching a meaningful threshold.
Redemption highlights:
- Gift cards: 1,250–1,700 points ≈ $10
- PayPal cash available (slightly lower value per point)
- 100+ retailer gift card options including Amazon and Target
4. Pros
Understanding the advantages helps answer whether MyPoints delivers real value for casual earners. The platform offers multiple earning methods — surveys, shopping cashback, watching videos, and reading emails — making it accessible even if you only have a few minutes daily. Cashback rates through the shopping portal can reach 40% at select retailers, which adds up meaningfully for regular online shoppers.
Notable perks:
- Welcome bonus of up to 1,750 points for new members who make a qualifying purchase
- Gift card redemptions available for major retailers including Amazon, Target, and Starbucks
- PayPal cash option for those preferring direct payouts
5. Cons
Weighing the drawbacks is equally important when deciding if MyPoints is worth your time. Survey disqualifications are frequent, meaning you can spend 10–15 minutes answering questions only to earn nothing. Point values are also low — typically 1 point equals roughly $0.01, so reaching the minimum redemption threshold of around 1,550 points requires consistent effort over weeks or months.
Key limitations:
- Earning potential is modest — most users realistically earn $50–$200 per year
- Inbox can fill with promotional emails tied to the "read emails for points" feature
- Not a viable income source; strictly supplemental pocket money
6. Worth It Overall
According to The Work at Home Woman, MyPoints works best as a passive supplement rather than a primary earning strategy — making it worthwhile only if your expectations are realistic. If you already shop online regularly, activating cashback through the portal costs nothing extra and delivers tangible returns. However, if you're hoping to earn meaningful income from surveys and videos alone, the time-to-reward ratio is too low to justify the effort.
Bottom line:
- Best for: Frequent online shoppers who want effortless cashback on purchases they'd make anyway
- Skip if: You need meaningful supplemental income — consider higher-paying survey platforms instead
Final Words
MyPoints works best for casual earners who don't mind slow accumulation — but if rewards speed matters, explore top paid survey sites to find a better match. Which of these six options fits your earning style?