Best 5 Year CD Rates this August 2026

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This August 2026, explore the top 5-year CD rates in the US to maximize your savings. Notable providers include Big Horn Federal Savings Bank, United Fidelity Bank, Sallie Mae Bank, Marcus by Goldman Sachs, and NASA Federal Credit Union, offering competitive rates to help you grow your investment.

Top Pick This Month
Rate (APY)
3.691% APY
Term
5 years
Minimum Deposit
$500
Promotion
N/A
Apply Now →on Big Horn Federal Savings Bank's website

learn more about this CD →
Rate (APY)
4.20% APY
Term
5 years
Minimum Deposit
$1,000
Promotion
N/A
Apply Now →on United Fidelity Bank, fsb's website

learn more about this CD →
Rate (APY)
4.20% APY
Term
5 years
Minimum Deposit
$2,500
Promotion
N/A
Apply Now →on Sallie Mae Bank's website

learn more about this CD →
Rate (APY)
3.80% APY
Term
5 years
Minimum Deposit
$500
Promotion
N/A
Apply Now →on Marcus by Goldman Sachs's website

learn more about this CD →
Rate (APY)
4.28% APY
Term
5 years
Minimum Deposit
$1,000
Promotion
N/A
Apply Now →on NASA Federal Credit Union's website

learn more about this CD →
Rate (APY)
3.75% APY
Term
5 years
Minimum Deposit
$0
Promotion
N/A
Apply Now →on Synchrony Bank's website

learn more about this CD →

Final Words

In summary, this August 2026, top providers like Big Horn Federal Savings Bank, along with others such as Ally Bank, Marcus by Goldman Sachs, and Discover Bank, are offering competitive 5-year CD rates that can help you grow your savings effectively. As always, it's crucial to compare these rates and terms to find the best fit for your financial goals.

Frequently Asked Questions

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
Connexus Credit Union4.30% APY17 months$5,000Learn more
NASA Federal Credit Union4.28% APY5 years$1,000Learn more
Abound Credit Union4.25% APY1 year$500Learn more
Vibrant Credit Union4.25% APY6 months$5Learn more
TAB Bank4.20% APY60 months$1,000Learn more
United Fidelity Bank, fsb4.20% APY5 years$1,000Learn more
Sallie Mae Bank4.20% APY5 years$2,500Learn more
Popular Direct4.17% APY1 year$10,000Learn more
BTG Pactual4.15% APY1 year$500Learn more
Bread Savings4.00% APY6 months$1,500Learn more
CommunityWide Federal Credit Union4.00% APY6 months$1,000Learn more
SF Fire Credit Union4.00% APY7 months$250Learn more
Marcus by Goldman Sachs3.80% APY5 years$500Learn more
First Internet Bank of Indiana3.76% APY6 months$1,000Learn more
Synchrony Bank3.75% APY5 years$0Learn more
Big Horn Federal Savings Bank3.691% APY5 years$500Learn more
AbleBanking3.50% APY6 months$5,000Learn more
Farmers and Merchants Bank3.50% APY12 months$1,000Learn more

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Mika, founder of SaveMoney.Tips

Mika L.

Hi, I'm Mika — and I built this site because personal finance advice online is either too complicated, too salesy, or just plain outdated.

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