Popular Direct 2026 Review

Rate (APY)
4.10% APY
Term
6 months
Minimum Deposit
$10,000
Promotion
N/A
Apply Now →on Popular Direct's website

Popular Direct offers a strong APY of 4.10%, making it an attractive option for those who can meet the high minimum deposit requirement of $10,000. This provider is also FDIC insured, adding an extra layer of security for savers.

Pros:

  • High APY
  • FDIC insured

Cons:

  • Very high minimum deposit

Overall, Popular Direct is an excellent choice for savers looking for a competitive 4.10% APY on a 6-month CD, particularly those with the means to meet the $10,000 minimum deposit. Its FDIC insurance further enhances its appeal, making it a solid option for risk-averse investors.

Frequently Asked Questions

Compare CD Rates

Summary of all rates from our cd rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
Bread Savings4.75% APY5 years$1,500Learn more
America First Federal Credit Union4.10% APY5 years$500Learn more
Vibrant Credit Union4.10% APY6 months$5Learn more
CommunityWide Federal Credit Union4.10% APY6 months$1,000Learn more
Popular Direct4.10% APY6 months$10,000Learn more
Newtek Bank4.10% APY6 months$2,500Learn more
Live Oak Bank Personal4.10% APY12 months$2,500Learn more
Limelight Bank4.03% APY1 year$1,000Learn more
Marcus by Goldman Sachs4.00% APY1 year$500Learn more
Sallie Mae4.00% APY5 years$2,500Learn more
Marcus by Goldman Sachs High-Yield4.00% APY12 months$500Learn more
TAB Bank3.90% APY12 months$1,000Learn more
My Banking Direct3.80% APY6 months$2,500Learn more
Synchrony Bank3.75% APY5 years$0Learn more
BMO Alto3.60% APY5 years$0Learn more
LendingClub3.50% APY1 year$500Learn more

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