Popular Direct 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Popular Direct4.7/5

Rate (APY)
4.17% APY
Term
12 months
Minimum Deposit
$10,000
Promotion
N/A
Apply Now →on Popular Direct's website

Popular Direct stands out as the top choice because it offers a competitive 4.17% APY on its 1-year CD, making it an attractive option for savers looking to maximize their returns. With a minimum deposit of $10,000, it caters to serious investors who want to lock in their funds for a year.

Pros:

  • Competitive rate
  • FDIC insured

Cons:

  • High minimum deposit

In summary, Popular Direct is an excellent option for serious savers seeking a competitive return on their investment, thanks to its 4.17% APY on a 12-month CD. This product is best suited for those who can meet the $10,000 minimum deposit requirement and are comfortable committing their funds for a year.

Frequently Asked Questions

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Connexus Credit Union4.30% APY17 months$5,000Learn more
NASA Federal Credit Union4.28% APY5 years$1,000Learn more
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TAB Bank4.20% APY60 months$1,000Learn more
United Fidelity Bank, fsb4.20% APY5 years$1,000Learn more
Sallie Mae Bank4.20% APY5 years$2,500Learn more
Popular Direct4.17% APY1 year$10,000Learn more
BTG Pactual4.15% APY1 year$500Learn more
Bread Savings4.00% APY6 months$1,500Learn more
CommunityWide Federal Credit Union4.00% APY6 months$1,000Learn more
SF Fire Credit Union4.00% APY7 months$250Learn more
Marcus by Goldman Sachs3.80% APY5 years$500Learn more
First Internet Bank of Indiana3.76% APY6 months$1,000Learn more
Synchrony Bank3.75% APY5 years$0Learn more
Big Horn Federal Savings Bank3.691% APY5 years$500Learn more
AbleBanking3.50% APY6 months$5,000Learn more
Farmers and Merchants Bank3.50% APY12 months$1,000Learn more

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