Marcus by Goldman Sachs High-Yield CD 2026 Review

Rate (APY)
4.00% APY
Term
12 months
Minimum Deposit
$500
Promotion
N/A
Apply Now →on Marcus by Goldman Sachs High-Yield CD's website

What sets Marcus by Goldman Sachs apart is its 10-Day CD Rate Guarantee, ensuring that customers can secure the best rates available within a short timeframe. This feature, combined with flexible terms, makes it a strong contender for those looking to invest.

Pros:

  • Flexible terms
  • 10-Day CD Rate Guarantee

Cons:

  • Lower rates for longer terms
  • Minimum deposit required

In conclusion, the Marcus by Goldman Sachs High-Yield CD is an excellent option for conservative investors seeking a reliable 4.00% APY on a 12-month term, particularly appealing to those who appreciate the added security of a 10-Day CD Rate Guarantee. With a manageable minimum deposit of $500, it suits both new savers and seasoned investors looking for a safe and competitive place to grow their funds.

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
Bread Savings4.75% APY5 years$1,500Learn more
America First Federal Credit Union4.10% APY5 years$500Learn more
Vibrant Credit Union4.10% APY6 months$5Learn more
CommunityWide Federal Credit Union4.10% APY6 months$1,000Learn more
Popular Direct4.10% APY6 months$10,000Learn more
Newtek Bank4.10% APY6 months$2,500Learn more
Live Oak Bank Personal4.10% APY12 months$2,500Learn more
Limelight Bank4.03% APY1 year$1,000Learn more
Marcus by Goldman Sachs4.00% APY1 year$500Learn more
Sallie Mae4.00% APY5 years$2,500Learn more
Marcus by Goldman Sachs High-Yield4.00% APY12 months$500Learn more
TAB Bank3.90% APY12 months$1,000Learn more
My Banking Direct3.80% APY6 months$2,500Learn more
Synchrony Bank3.75% APY5 years$0Learn more
BMO Alto3.60% APY5 years$0Learn more
LendingClub3.50% APY1 year$500Learn more

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