Live Oak Bank Personal CD 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Live Oak Bank Personal CD4.2/5

Rate (APY)
4.10% APY
Term
12 months
Minimum Deposit
$2,500
Promotion
N/A
Apply Now →on Live Oak Bank Personal CD's website

Live Oak Bank shines for its high APY and a variety of term options, making it a solid choice for those looking to grow their savings. However, the minimum deposit requirement may be a barrier for some savers.

Pros:

  • High APY
  • Variety of terms

Cons:

  • High minimum deposit
  • Limited promotional offers

In conclusion, the Live Oak Bank Personal CD is an excellent option for individuals seeking a competitive 4.10% APY with a 12-month term, particularly those who can meet the $2,500 minimum deposit. However, potential savers should consider whether the deposit requirement aligns with their financial situation.

Frequently Asked Questions

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Bread Savings4.75% APY5 years$1,500Learn more
America First Federal Credit Union4.10% APY5 years$500Learn more
Vibrant Credit Union4.10% APY6 months$5Learn more
CommunityWide Federal Credit Union4.10% APY6 months$1,000Learn more
Popular Direct4.10% APY6 months$10,000Learn more
Newtek Bank4.10% APY6 months$2,500Learn more
Live Oak Bank Personal4.10% APY12 months$2,500Learn more
Limelight Bank4.03% APY1 year$1,000Learn more
Marcus by Goldman Sachs4.00% APY1 year$500Learn more
Sallie Mae4.00% APY5 years$2,500Learn more
Marcus by Goldman Sachs High-Yield4.00% APY12 months$500Learn more
TAB Bank3.90% APY12 months$1,000Learn more
My Banking Direct3.80% APY6 months$2,500Learn more
Synchrony Bank3.75% APY5 years$0Learn more
BMO Alto3.60% APY5 years$0Learn more
LendingClub3.50% APY1 year$500Learn more

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