Marcus by Goldman Sachs 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Marcus by Goldman Sachs4.6/5

Rate (APY)
4.00% APY
Term
1 year
Minimum Deposit
$500
Promotion
N/A
Apply Now →on Marcus by Goldman Sachs's website

What sets Marcus by Goldman Sachs apart is its low minimum deposit requirement of just $500, making it accessible for a wider range of savers. While its APY of 4.00% is slightly lower than some competitors, the trust associated with Goldman Sachs adds significant value.

Pros:

  • Low minimum deposit
  • Reputable financial institution

Cons:

  • Lower APY compared to top competitors

In conclusion, Marcus by Goldman Sachs is an excellent choice for savers looking for a reliable CD option with a low minimum deposit and the backing of a reputable institution. It is particularly well-suited for those who prioritize stability and trust over the highest possible interest rates.

Frequently Asked Questions

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Bread Savings4.75% APY5 years$1,500Learn more
America First Federal Credit Union4.10% APY5 years$500Learn more
Vibrant Credit Union4.10% APY6 months$5Learn more
CommunityWide Federal Credit Union4.10% APY6 months$1,000Learn more
Popular Direct4.10% APY6 months$10,000Learn more
Newtek Bank4.10% APY6 months$2,500Learn more
Live Oak Bank Personal4.10% APY12 months$2,500Learn more
Limelight Bank4.03% APY1 year$1,000Learn more
Marcus by Goldman Sachs4.00% APY1 year$500Learn more
Sallie Mae4.00% APY5 years$2,500Learn more
Marcus by Goldman Sachs High-Yield4.00% APY12 months$500Learn more
TAB Bank3.90% APY12 months$1,000Learn more
My Banking Direct3.80% APY6 months$2,500Learn more
Synchrony Bank3.75% APY5 years$0Learn more
BMO Alto3.60% APY5 years$0Learn more
LendingClub3.50% APY1 year$500Learn more

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