1.Marriott Bonvoy® American Express®* Card
American Express
- 5%Points on Marriott stays
- 2%Points on all other purchases
Earn 80,000 points after you spend $6,000 on your Card in your first 6 months, plus 30,000 points in the 15th month.
Earn 5 points for every CAD$1 spent on eligible Card purchases at hotels participating in Marriott Bonvoy, and 2 points for every CAD$1 on all other purchases.
21.99%
21.99%
The Marriott Bonvoy® American Express®* Card stands out as the top choice because it offers a substantial welcome bonus and excellent rewards on hotel stays, making it ideal for frequent travelers.
Pros:
- Generous welcome bonus
- Free night award upon renewal
Cons:
- High spending requirement for bonus
- Annual fee applies
2.Scotiabank Gold American Express Card
Scotiabank
- 6%Points on groceries
- 5%Points on dining and entertainment
- 1%Points on all other purchases
Earn 25,000 points after spending $2,000 in the first 3 months, plus an additional 20,000 points upon spending $7,500 in the first year.
Earn up to 6 Scene+ points on groceries, dining, and entertainment.
20.99%
22.99%
What sets the Scotiabank Gold American Express Card apart is its high earning potential on everyday categories like groceries and dining, making it a top choice for those who spend frequently in these areas.
Pros:
- High rewards on everyday spending
- No foreign transaction fees
Cons:
- Annual fee applies
- Spending requirement for bonus
- 1.25%Points on travel purchases
- 1%Points on all other purchases
Earn 35,000 points upon approval and an additional 20,000 points after spending $5,000 in the first 6 months.
Earn 1.25 points per $1 spent on travel purchases and 1 point per $1 on all other purchases.
20.99%
22.99%
The RBC Avion Visa Infinite shines for its flexible travel redemption options and comprehensive insurance coverage, making it a strong contender for frequent travelers looking for value.
Pros:
- Flexible travel redemption options
- Comprehensive travel insurance
Cons:
- Annual fee applies
- Lower rewards on non-travel purchases
- 5%Points on travel
- 3%Points on dining and entertainment
- 1%Points on all other purchases
Earn up to 100,000 points with a first-year annual fee waiver.
Earn 5 points per $1 on travel, 3 points on dining/entertainment/bills, and 1 point on other purchases.
21.99%
23.99%
A key differentiator for the BMO Ascend World Elite Mastercard is its high earning rates on travel and dining, making it an excellent choice for those who prioritize travel rewards.
Pros:
- High earning rates on travel and dining
- Comprehensive travel insurance
Cons:
- Annual fee applies
- Spending caps on rewards
5.TD First Class Travel Visa Infinite
TD Bank
- 8%Points on Expedia For TD
- 6%Points on groceries, dining, and transit
- 2%Points on all other purchases
Earn 20,000 points on first purchase and 145,000 points when you spend $7,500 within 180 days.
Earn 8 points per $1 on Expedia For TD, 6 points on groceries/dining/transit, and 2 points on all other purchases.
21.99%
22.99%
The standout feature of the TD First Class Travel Visa Infinite is its high earning potential on travel-related purchases, making it a top choice for avid travelers.
Pros:
- High earning potential on travel
- Includes annual travel credit
Cons:
- Annual fee applies
- High spending requirement for bonus
6.American Express Cobalt Card
American Express
- 5%Points on eats & drinks
- 3%Points on streaming
- 2%Points on travel/transit
- 1%Points on all other purchases
Earn 1,250 points for each monthly billing period in which you spend $750 on your Card.
Earn 5x points on eats/drinks/groceries, 3x on streaming, 2x on travel/transit, and 1x on other purchases.
21.99%
21.99%
The American Express Cobalt Card excels with its high rewards on everyday spending, particularly in dining and groceries, making it a favorite for those who want to maximize their rewards.
Pros:
- High rewards on everyday spending
- Flexible redemption options
Cons:
- Monthly fee applies
- Limited to certain categories for high rewards
Final Words
As you explore the best hotel credit cards this March 2026 in Canada, remember to evaluate the rewards, fees, and benefits that align with your travel habits. Take time to compare your options and make informed decisions to maximize your rewards on every stay.
Frequently Asked Questions
With the Marriott Bonvoy® American Express®* Card, you can earn 80,000 points after you spend $6,000 on your Card in your first 6 months, plus 30,000 points in the 15th month. You'll earn 5 points for every CAD$1 spent on eligible Card purchases at hotels participating in Marriott Bonvoy, and 2 points for every CAD$1 on all other purchases.
The Scotiabank Gold American Express Card offers a welcome bonus of 25,000 points after spending $2,000 in the first 3 months, plus an additional 20,000 points upon spending $7,500 in the first year. You can earn up to 6 Scene+ points on groceries, dining, and entertainment, making it a great choice for everyday spending.
The RBC Avion Visa Infinite card offers a welcome bonus of 35,000 points upon approval and an additional 20,000 points after spending $5,000 in the first 6 months. This bonus can significantly boost your rewards, especially for travelers.
When selecting a hotel credit card, consider factors like the annual fee, welcome bonuses, reward rates, and any additional perks such as travel insurance or lounge access. It's also important to evaluate your spending habits to maximize the benefits of the card.
Hotel credit cards can be worth the annual fee if you frequently stay at hotels within the card's network and can take advantage of the rewards and perks offered. Calculate the potential rewards and benefits against the fee to see if it makes sense for your travel plans.
To apply for a hotel credit card in Canada, you typically need to visit the issuer's website, complete an online application form, and provide personal and financial information. Ensure you meet the eligibility requirements, including credit score and income level, before applying.
With the Marriott Bonvoy® American Express®* Card, you earn 5 points for every CAD$1 spent on eligible Card purchases at hotels participating in Marriott Bonvoy, and 2 points for every CAD$1 on all other purchases. The reward breakdown is 5% on Marriott stays and 2% on all other purchases.
