1.American Express Cobalt Credit Card
American Express
- 5%Points on eligible eats & drinks
- 3%Points on streaming subscriptions
- 2%Points on travel/transit/gas
- 1%Points on all other purchases
Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 on your Card.
Earn 5 points for every $1 on eligible eats & drinks, 3 points on streaming, 2 points on travel/transit/gas, and 1 point on all other purchases.
21.99%
21.99%
The American Express Cobalt Credit Card stands out as the top choice because it offers exceptional rewards on dining and groceries, making it ideal for food enthusiasts. With a robust points structure and flexible redemption options, it provides significant value for everyday spending.
Pros:
- High rewards on food and drinks
- Flexible points redemption
Cons:
- Monthly fee can add up
- Requires good credit
- 4%Cash back on groceries, gas, and electric vehicle charging
- 2%Cash back on dining, transportation, and recurring payments
- 1%Cash back on all other purchases
Earn 10% cash back on up to $2,500 in purchases within the first four statements.
Earn 4% cash back on groceries, gas, and electric vehicle charging, 2% on dining, transportation, and recurring payments, and 1% on all other purchases.
21.99%
22.99%
What sets the CIBC Dividend Visa Infinite Card apart is its impressive cash back rates, particularly on groceries and gas, making it a strong contender for those who spend heavily in these categories. The first-year fee rebate adds to its appeal, providing excellent value for new cardholders.
Pros:
- High cash back rates
- First-year fee rebate
Cons:
- Income requirement
- Limited to specific categories
3.American Express Green Card
American Express
- 3%Points on eligible travel, transit, and restaurants
- 1%Points on all other purchases
Earn 10,000 Membership Rewards points after charging $1,000 in net purchases within the first 3 months.
Earn 3X points on eligible travel, transit, and restaurants worldwide.
21.99%
21.99%
The American Express Green Card shines for its travel-focused rewards, offering a straightforward way to earn points on everyday purchases without an annual fee. This card is particularly appealing for those who frequently travel and dine out, maximizing their rewards potential.
Pros:
- No annual fee
- Good for travel rewards
Cons:
- Lower earning rate on non-travel purchases
- Limited bonus categories
4.The Platinum Card from American Express
American Express
- 3%Points on travel
- 2%Points on dining
- 1%Points on all other purchases
Earn up to 100,000 Membership Rewards points with a minimum spend of $10,000 in the first three months.
Earn 3X points on travel, 2X on dining, and 1X on all other purchases.
21.99%
21.99%
The Platinum Card from American Express earns its place as a premium choice due to its extensive travel benefits and high welcome bonus, making it ideal for frequent travelers. With access to luxury perks and a robust rewards structure, it offers unparalleled value for those who can leverage its features.
Pros:
- Extensive travel benefits
- High welcome bonus
Cons:
- High annual fee
- Requires significant spending to maximize rewards
- 1.5%Points on gas, groceries, and Air Canada purchases
- 1%Points on all other spending
Earn up to 45,000 bonus Aeroplan points with specific spending milestones.
Earn 1.5 points per $1 on gas, groceries, and Air Canada purchases, and 1 point on all other spending.
21.99%
22.99%
The TD Aeroplan Visa Infinite Card is tailored for frequent Air Canada flyers, offering generous rewards on travel-related purchases. Its comprehensive travel insurance and bonus points structure make it a valuable asset for those who prioritize travel rewards.
Pros:
- Great for Air Canada flyers
- Comprehensive travel insurance
Cons:
- Annual fee
- Limited to Air Canada rewards
6.Scotiabank Passport Visa Infinite Card
Scotiabank
- 3%Points at select grocers
- 2%Points on groceries, dining, entertainment, and transit
Earn up to 60,000 bonus Scene+ points with specific spending requirements.
Earn 3 Scene+ points per $1 at select grocers, and 2 points per $1 on groceries, dining, entertainment, and transit.
20.99%
22.99%
The Scotiabank Passport Visa Infinite Card excels with its travel-focused rewards and no foreign transaction fees, making it ideal for international travelers. The inclusion of complimentary airport lounge passes enhances its value, providing a premium experience for cardholders.
Pros:
- No foreign transaction fees
- Complimentary airport lounge passes
Cons:
- Annual fee
- Income requirement
- 5%Points on travel
- 3%Points on dining, entertainment, and recurring bills
- 1%Points on all other purchases
Earn up to 100,000 BMO Rewards points with specific spending requirements.
Earn 5 points on travel, 3 points on dining/entertainment/recurring bills, and 1 point on all other purchases.
21.99%
23.99%
The BMO Ascend World Elite Mastercard is a premium travel rewards card that offers high earning rates on travel and dining, making it an excellent choice for frequent travelers. Its flexible redemption options and substantial welcome bonus further enhance its appeal.
Pros:
- High earning potential on travel
- Flexible redemption options
Cons:
- Annual fee
- Spending caps on categories
- 5%Points on groceries, restaurants, digital media, memberships, and utilities
- 1%Points on all other purchases
Earn 20,000 points after spending $2,000 in the first 90 days, plus 10,000 points for enrolling in paperless statements.
Earn 5 points per $1 on groceries, restaurants, digital media, memberships, and utilities.
21.99%
22.99%
The MBNA Rewards World Elite Mastercard offers an impressive rewards structure, particularly for everyday spending categories, making it a strong contender for those looking to maximize their rewards. Its comprehensive insurance benefits add significant value for cardholders.
Pros:
- High earning rate on everyday purchases
- Comprehensive insurance package
Cons:
- Annual fee
- Spending caps on categories
Final Words
In summary, when choosing the best rewards credit card for your needs this March 2026, it's essential to consider how your spending habits align with the card's benefits. Take time to compare the options available to you and make an informed decision that maximizes your rewards and enhances your financial strategy.
Frequently Asked Questions
Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 on your Card.
Earn 4% cash back on groceries, gas, and electric vehicle charging, 2% on dining, transportation, and recurring payments, and 1% on all other purchases.
The American Express Green Card has an annual fee of CA$0, making it a cost-effective option for earning rewards.
The American Express Cobalt Credit Card is an excellent choice, offering 5 points for every $1 on eligible eats & drinks, which translates to substantial rewards for dining expenses.
You can apply for a rewards credit card online through the provider's website. Be prepared to provide personal information, including your income, employment details, and financial history.
Rewards credit cards can be worth the annual fees if you regularly spend in categories that earn higher rewards. Compare the rewards you can earn with the fees to ensure that the benefits align with your spending habits.
The CIBC Dividend Visa Infinite Card offers 4% cash back on groceries, gas, and electric vehicle charging, 2% on dining, transportation, and recurring payments, and 1% on all other purchases.
