RBC Royal Bank GIC 2026 Review

Interest Rate
3.10%
Term
2 years
Minimum Deposit
CA$500
Promotion
N/A
Apply Now →on RBC Royal Bank GIC's website

RBC Royal Bank offers a comprehensive selection of GICs, including interest-linked options that allow for potential growth alongside market rates. Their flexibility in terms and payment options makes them a strong contender in the GIC market.

Pros:

  • Wide range of GIC types
  • Flexible interest payment options

Cons:

  • Higher minimum deposit for some options

Overall, RBC Royal Bank GIC is well-suited for conservative investors seeking a reliable return with the potential for market-linked growth, particularly those comfortable with a minimum deposit of CA$500 and a commitment to a two-year term. With their diverse offerings and flexible options, RBC stands out as a solid choice for GIC investors.

Frequently Asked Questions

Compare GIC Rates

Summary of all rates from our gic rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
WealthONE Bank of Canada4.05%5 yearsCA$1,000Learn more
EQ Bank4.00%5 yearsCA$100Learn more
Scotiabank4.00%1 yearCA$500Learn more
MCAN Wealth4.00%5 yearsCA$1,000Learn more
Achieva Financial3.85%5 yearsCA$1,000Learn more
Tangerine3.75%5 yearsCA$0Learn more
Hubert Financial3.45%1 yearCA$1,000Learn more
RBC Royal Bank3.10%2 yearsCA$500Learn more
CIBC2.50%6 monthsCA$1,000Learn more
TD Canada Trust2.05%6 monthsCA$5,000Learn more

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