Chase Total Checking 2026 Review

Monthly Fee
$0
Welcome Bonus
$400
Apply Now →on Chase's website
Minimum Deposit:$500

Annual Percentage Yield (APY):

N/A

Welcome Bonus: $400

Enjoy a $400 checking account bonus when you open a Chase Total Checking® account with qualifying activities.

Monthly Fee:

$0

Minimum Deposit:

$500

Chase Total Checking is a solid choice for those who value a robust banking network and mobile banking capabilities. The $400 bonus for new customers adds significant value, making it an appealing option for anyone looking to switch banks.

Pros:

  • Access to numerous ATMs
  • Strong mobile banking features

Cons:

  • Monthly fee may apply without qualifying deposits
  • Interest rates not competitive
learn more about this bank account on Chase's website →

Overall, Chase Total Checking is ideal for individuals seeking a reliable banking experience with no monthly fees and the added incentive of a generous welcome bonus, particularly those who frequently utilize mobile banking and value a comprehensive branch network.

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