Chase College Checking 2026 Review

Chase College Checking is a checking account with a $0 Monthly Service Fee up to the expected graduation date provided at account opening, which is a maximum of five years.

You can receive a welcome bonus after completing 10 qualifying transactions within 60 days of account opening.

After age 25 or once the fee-waiver period ends, your Chase College Checking account will likely convert to a standard Chase checking account or begin charging a monthly fee.

There is no monthly fee for Chase College Checking as long as you meet the account requirements.

Chase College Checking℠: $0 Monthly Service Fee up to the expected graduation date provided at account opening (five years maximum).

Typically, after age 25, or once the fee‑waiver period ends, often aligned with graduation or the five‑year maximum, your Chase College Checking℠ account will likely convert to a standard Chase checking account or begin charging the monthly fee.

Chase Total Checking ®: $0 Monthly Service Fee when you have any ONE of the following during each statement period: Option #1: $500+ in qualifying electronic deposits; OR, Option #2: $1,500+ balance at the beginning of each day; OR, Option #3: $5,000+ average beginning day balance in this account, or in combination.