Santander Regular Saver 2026 Review

Annual Equivalent Rate (AER)
8.00% AER
Monthly Fee
£0
Welcome Bonus
£180 switching cash bonus
Apply Now →on Santander's website
Transaction limit:£200 per month
Minimum Deposit:£1

Annual Equivalent Rate (AER):

8.00% AER

Welcome Bonus: £180 switching cash bonus

New customers who switch a bank account to Santander using the Current Account Switch Service may qualify for a £180 switching cash bonus.

Monthly Fee:

£0

Minimum Deposit:

£1

Transaction Limits:

£200 per month

The Santander Regular Saver earns the #1 spot due to its impressive 8.00% AER for the first year, which includes a 5.00% bonus rate. This account is particularly appealing for those who can commit to regular monthly deposits, making it a standout choice for savers looking to maximize their returns.

Pros:

  • High initial interest rate
  • No monthly fees

Cons:

  • Limited to £200 monthly deposits
learn more about this bank account on Santander's website →

In conclusion, the Santander Regular Saver is an excellent option for savers who can consistently make monthly deposits and are looking to take advantage of a competitive 8.00% AER, especially with the added incentive of a £180 switching cash bonus. This account is ideal for those seeking a high-interest savings solution without any monthly fees.

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