NatWest Joint Current Account 2026 Review

Annual Equivalent Rate (AER)
0.00% AER
Monthly Fee
£0 for Select Joint Account, £2 for Reward Joint Account
Welcome Bonus
£200 switch cash bonus
Apply Now →on NatWest's website
Minimum Deposit:£1,250 for Reward Joint Account

Annual Equivalent Rate (AER):

0.00% AER

Welcome Bonus: £200 switch cash bonus

Eligible for new joint current accounts when completing a full switch using CASS.

Monthly Fee:

£0 for Select Joint Account, £2 for Reward Joint Account

Minimum Deposit:

£1,250 for Reward Joint Account

The NatWest Joint Current Account earns its place due to the attractive £200 switch bonus for new customers, alongside the flexibility of having separate debit cards for each account holder. This account is ideal for couples looking to benefit from a cash incentive while managing their finances together.

Pros:

  • £200 switch bonus
  • Separate debit cards for each account holder

Cons:

  • Monthly fee for Reward account
  • Requires minimum deposit for Reward account
learn more about this bank account on NatWest's website →

In conclusion, the NatWest Joint Current Account is well-suited for couples seeking an easy way to manage shared finances while enjoying a generous £200 welcome bonus, making it a practical choice for those looking to combine their banking needs without incurring monthly fees.

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