First Direct Regular Saver 2026 Review

Annual Equivalent Rate (AER)
7.00% AER/Gross
Monthly Fee
£0
Welcome Bonus
£175 for opening bank account
Apply Now →on First Direct's website
Transaction limit:£25 to £300 monthly
Minimum Deposit:£25

Annual Equivalent Rate (AER):

7.00% AER/Gross

Welcome Bonus: £175 for opening bank account
Monthly Fee:

£0

Minimum Deposit:

£25

Transaction Limits:

£25 to £300 monthly

What sets this account apart is its fixed rate of 7.00% AER for 12 months, providing stability for savers who prefer predictable returns. Additionally, the attractive welcome bonus enhances its appeal, making it a strong contender in the regular savings market.

Pros:

  • Fixed rate for 12 months
  • Attractive welcome bonus

Cons:

  • Requires a First Direct account
learn more about this bank account on First Direct's website →

The First Direct Regular Saver is ideal for those seeking a stable, high-interest savings option with no monthly fees, along with an enticing welcome bonus. Its competitive fixed rate of 7.00% AER for a full year makes it particularly suitable for savers looking to maximize their returns while enjoying the security of predictable growth.

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