First Direct 1st Account 2026 Review

First Direct 1st Account4.5/5

First Direct

Monthly Fee
£0
Welcome Bonus
£175
Apply Now →on First Direct's website
Minimum Deposit:N/A

Annual Equivalent Rate (AER):

N/A

Welcome Bonus: £175

First Direct is offering new customers a £175 cash bonus when switching to a 1st Account.

Monthly Fee:

£0

Minimum Deposit:

N/A

This account is the best option for those seeking a straightforward banking experience with no monthly fees and a generous £175 welcome bonus. Its online-only nature appeals to tech-savvy customers who prefer managing their finances digitally.

Pros:

  • No monthly fee
  • Attractive welcome bonus

Cons:

  • Limited branch access
  • Online banking only
learn more about this bank account on First Direct's website →

In summary, the First Direct 1st Account is an ideal choice for tech-savvy individuals looking for a no-frills banking experience, offering a competitive £175 welcome bonus without any monthly fees. Its user-friendly online platform makes it particularly appealing for those who prioritize digital banking convenience.

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