Chase UK Current Account 2026 Review

Annual Equivalent Rate (AER)
2.00% AER
Monthly Fee
£0
Welcome Bonus
£125 switch bonus
Apply Now →on Chase's website
Transaction limit:2% cashback on selected spending, capped at £20 per month
Minimum Deposit:£0

Annual Equivalent Rate (AER):

2.00% AER

Welcome Bonus: £125 switch bonus

Available when transferring an account via the Current Account Switch Service.

Monthly Fee:

£0

Minimum Deposit:

£0

Transaction Limits:

2% cashback on selected spending, capped at £20 per month

The Chase UK Current Account stands out as the top choice because it offers a unique combination of no monthly fees and a generous cashback program, making it ideal for everyday spending. With the added benefit of a straightforward app-based banking experience, it provides excellent value for users looking to maximize their rewards.

Pros:

  • No monthly fees
  • 2% cashback on spending

Cons:

  • Limited interest on savings
learn more about this bank account on Chase's website →

In conclusion, the Chase UK Current Account is an excellent option for those seeking a no-fee banking solution with attractive cashback rewards and a user-friendly digital experience, making it particularly well-suited for everyday spenders and tech-savvy individuals. With its competitive interest rate and enticing welcome bonus, this account offers significant value for those looking to enhance their banking experience.

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