Bank of Scotland Student Account 2026 Review

Annual Equivalent Rate (AER)
2.25% AER
Monthly Fee
£0
Welcome Bonus
£100 cash bonus
Apply Now →on Bank of Scotland's website
Transaction limit:Interest-free overdraft up to £1,500 in years 1-3
Minimum Deposit:£500 by October 31, 2025

Annual Equivalent Rate (AER):

2.25% AER

Welcome Bonus: £100 cash bonus

Plus £90 in Deliveroo vouchers (£15/month for 6 months).

Monthly Fee:

£0

Minimum Deposit:

£500 by October 31, 2025

Transaction Limits:

Interest-free overdraft up to £1,500 in years 1-3

The Bank of Scotland Student Account offers a compelling combination of cash bonuses and cashback opportunities, making it an appealing choice for students looking to maximize their financial benefits while enjoying a fee-free banking experience.

Pros:

  • Cash bonus
  • Deliveroo vouchers
  • No monthly fee

Cons:

  • Limited interest on account balance
learn more about this bank account on Bank of Scotland's website →

Overall, the Bank of Scotland Student Account is ideal for students seeking a no-fee banking solution that rewards them with a generous cash bonus and competitive interest rate, helping them make the most of their finances during their studies.

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