PC Money Account 2026 Review

PC Money Account4.6/5

PC Financial

Interest Rate
2.90%
Monthly Fee
CA$0
Welcome Bonus
$150
Apply Now →on PC Financial's website
Transaction limit:Unlimited transactions
Minimum Deposit:CA$0

Interest Rate:

2.90%

Welcome Bonus: $150

Earn $150 in PC Optimum points when you open an account and set up qualifying direct deposits.

Monthly Fee:

CA$0

Minimum Deposit:

CA$0

Transaction Limits:

Unlimited transactions

The standout feature here is the ability to earn PC Optimum points on every dollar spent, making the PC Money Account a unique blend of banking and rewards. With no monthly fees and a competitive interest rate of 2.90% for those who set up direct deposits, this account is designed for savvy shoppers looking to maximize their rewards.

Pros:

  • Earn points on spending
  • No monthly fees
  • Competitive interest rate

Cons:

  • Points system may not appeal to everyone
  • Requires direct deposit for higher interest
learn more about this bank account on PC Financial's website →

In conclusion, the PC Money Account is an excellent choice for savvy shoppers who want to earn rewards through PC Optimum points while enjoying a competitive interest rate and no monthly fees. It’s particularly well-suited for those who frequently shop at PC-affiliated retailers and appreciate the added bonus of a welcome offer.

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