Popular Direct CD 2026 Review

Rate (APY)
4.05% APY
Term
12 months
Minimum Deposit
$10,000
Promotion
N/A
Apply Now →on Popular Direct CD's website

Popular Direct stands out as the top choice because it offers competitive rates with a straightforward application process. Its high APY for a 12-month term makes it an attractive option for savers looking to maximize their returns.

Pros:

  • High APY
  • Simple application process

Cons:

  • High minimum deposit
  • Limited promotional offers

In conclusion, Popular Direct CD is an excellent choice for those with a minimum deposit of $10,000 who are seeking a reliable and straightforward way to earn a competitive 4.05% APY over a 12-month term. This provider is particularly well-suited for savers aiming to enhance their returns without the complexity often associated with other investment options.

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider Rate Term Min Deposit
Bread Savings4.75% APY5 years$1,500Learn more
America First Federal Credit Union4.10% APY5 years$500Learn more
Vibrant Credit Union4.10% APY6 months$5Learn more
CommunityWide Federal Credit Union4.10% APY6 months$1,000Learn more
Popular Direct4.10% APY6 months$10,000Learn more
Newtek Bank4.10% APY6 months$2,500Learn more
Live Oak Bank Personal4.10% APY12 months$2,500Learn more
Limelight Bank4.03% APY1 year$1,000Learn more
Marcus by Goldman Sachs4.00% APY1 year$500Learn more
Sallie Mae4.00% APY5 years$2,500Learn more
Marcus by Goldman Sachs High-Yield4.00% APY12 months$500Learn more
TAB Bank3.90% APY12 months$1,000Learn more
My Banking Direct3.80% APY6 months$2,500Learn more
Synchrony Bank3.75% APY5 years$0Learn more
BMO Alto3.60% APY5 years$0Learn more
LendingClub3.50% APY1 year$500Learn more

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