TD Bank Personal Savings 2026 Review

Annual Percentage Yield (APY)
Up to 3.25% APY
Monthly Fee
$15
Welcome Bonus
$200
Apply Now →on TD Bank's website
Transaction limit:Varies by account type
Minimum Deposit:$0

Annual Percentage Yield (APY):

Up to 3.25% APY

Welcome Bonus: $200

You can earn a $200 welcome bonus by opening a new TD Signature Savings account by September 30, 2026.

Monthly Fee:

$15

Minimum Deposit:

$0

Transaction Limits:

Varies by account type

TD Bank Personal Savings shines for its tiered interest rates that can reach up to 3.25% APY, providing a strong incentive for higher balances. Additionally, the opportunity to earn a $200 welcome bonus adds significant value for new customers looking to maximize their savings.

Pros:

  • Tiered interest rates
  • Bonus offers

Cons:

  • Monthly maintenance fee
learn more about this bank account on TD Bank's website →

In summary, the TD Bank Personal Savings account is well-suited for individuals who can maintain higher balances to take advantage of the competitive 3.25% APY and are looking for a solid welcome bonus, making it an attractive option for those focused on growing their savings. However, potential customers should also consider the $15 monthly fee when evaluating overall value.

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