Chase Total Checking 2026 Review

Annual Percentage Yield (APY)
0.00%
Monthly Fee
$15
Welcome Bonus
$400
Apply Now →on Chase's website
Minimum Deposit:$0

Annual Percentage Yield (APY):

0.00%

Welcome Bonus: $400

You can earn a $400 bonus by opening a new Chase Total Checking account and setting up direct deposits totaling $1,000 or more within 90 days.

Monthly Fee:

$15

Minimum Deposit:

$0

Chase Total Checking is notable for its substantial $400 sign-up bonus, which is a significant incentive for new customers. However, the account does come with a $15 monthly fee that can be waived, making it essential for users to meet the deposit requirements to avoid charges.

Pros:

  • Large sign-up bonus
  • Access to extensive ATM network

Cons:

  • Monthly fee unless requirements are met
learn more about this bank account on Chase's website →

Chase Total Checking is ideal for those who can maintain the required balance to waive the monthly fee and are looking for a generous welcome bonus, making it a solid choice for new customers seeking to maximize their initial banking experience. However, potential users should consider whether they can meet the balance requirements to fully benefit from this account without incurring fees.

Frequently Asked Questions

Related Guides