Capital One 360 Performance Savings 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Capital One 360 Performance Savings4.6/5

Capital One

Annual Percentage Yield (APY)
3.00% APY
Monthly Fee
$0
Welcome Bonus
up to $1,500
Apply Now →on Capital One's website
Transaction limit:6 withdrawals per month
Minimum Deposit:$0

Annual Percentage Yield (APY):

3.00% APY

Welcome Bonus: Up to $1,500

By using a promo code at opening and maintaining the balance for 90 days.

Monthly Fee:

$0

Minimum Deposit:

$0

Transaction Limits:

6 withdrawals per month

What sets Capital One 360 Performance Savings apart is its competitive APY of 3.00% with no monthly fees or minimum balance requirements. This account is particularly appealing for those looking to maximize their savings without incurring costs.

Pros:

  • High APY
  • No monthly fees

Cons:

  • Limited branch access
  • Potential for lower rates in the future
learn more about this bank account on Capital One's website →

In conclusion, the Capital One 360 Performance Savings account is an excellent choice for savers seeking a high APY of 3.00% without the burden of monthly fees or minimum balance requirements, making it ideal for individuals looking to grow their savings efficiently. With the added incentive of a welcome bonus of up to $1,500, this account is well-suited for both new and seasoned savers aiming to enhance their financial portfolio.

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