By 2030, the real estate crowdfunding market is projected to surpass $300 billion globally, according to Research Nester — and everyday investors are already claiming their share. These platforms let you pool money with others to access commercial and residential properties without buying an entire building. Whether you're exploring free funding options or looking to diversify beyond stocks, real estate crowdfunding offers a low-barrier entry point into property investing. Ready to explore?
Quick Answer
Real estate crowdfunding lets you pool money with other investors to access commercial and residential properties without buying an entire building. Platforms offer low-barrier entry points into property investing. The global market is projected to surpass $300 billion by 2030, making it a growing option for everyday investors seeking portfolio diversification beyond stocks.
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Summary Table
| Item Name | Price Range | Best For | Website |
|---|---|---|---|
| Fundrise | $10 minimum | Nonaccredited beginners | Visit Site |
| Arrived | $100 minimum | Single-family home investors | Visit Site |
| RealtyMogul | $5,000 minimum | Nonaccredited & accredited investors | Visit Site |
| EquityMultiple | $5,000 minimum | Accredited commercial investors | Visit Site |
| Groundfloor | $10 minimum | Short-term debt investors | Visit Site |
| 1031 Crowdfunding | $25,000 minimum | 1031 exchange & DST investors | Visit Site |
| Cadre | $25,000 minimum | Accredited high-net-worth investors | Visit Site |
| FinResi | $500 minimum | Residential debt investments | Visit Site |
| FranShares | $500 minimum | Franchise-backed real estate exposure | See details |
| Gatsby Investments | $1,000 minimum | Fix-and-flip equity investors | Visit Site |
10 Best Real Estate Crowdfunding Platforms in 2026
Below you'll find detailed information about each option, including what makes them unique and their key benefits.
1. Fundrise
Fundrise is one of the most accessible real estate crowdfunding platforms available, allowing everyday investors to pool money into diversified portfolios of residential and commercial properties. With a minimum investment of just $10, it opens property investing to non-accredited investors who previously couldn't participate in private real estate deals.
Key details:
- Minimum investment: $10 (Starter portfolio)
- Annual fees: 0.15% advisory + 0.85% management
- Best for: Beginners wanting passive, diversified property exposure
2. Arrived
Arrived lets individual investors buy fractional shares of single-family rental homes and vacation properties, making residential real estate crowdfunding straightforward and tangible. Investors earn rental income distributions and potential appreciation without landlord responsibilities, with shares starting at just $100 per property.
Key details:
- Minimum investment: $100 per property
- Open to non-accredited investors
- Target annual returns: 5–7% rental yield plus appreciation
3. RealtyMogul
RealtyMogul connects investors to commercial real estate crowdfunding deals including office buildings, multifamily complexes, and retail properties. It offers two public REITs for non-accredited investors and individual private placements for accredited investors seeking higher-yield opportunities with more control over asset selection.
Key details:
- Minimum investment: $5,000 (private placements); $5,000 (REITs)
- Accredited and non-accredited options available
- Best for: Investors wanting commercial property diversification
4. EquityMultiple
EquityMultiple is a real estate crowdfunding platform built specifically for accredited investors seeking access to institutional-quality commercial properties. It offers equity, preferred equity, and debt investments across asset classes like multifamily, office, and industrial — giving investors more structural flexibility than most competing platforms. Minimum investments typically start at $5,000, making it accessible without requiring massive capital commitments.
Key features:
- Target returns of 6–17% depending on investment type
- Accredited investors only; $5,000 minimum entry point
- Offers a savings/cash management product alongside real estate deals
5. Groundfloor
Groundfloor stands apart in the property crowdfunding space by opening short-term real estate debt investments to non-accredited investors — a rare distinction. Investors fund fix-and-flip loans secured by residential properties, with terms typically ranging from 6 to 12 months. This shorter duration suits investors who want exposure to real estate returns without locking up capital for years.
Key features:
- Minimum investment as low as $10 per loan
- Advertised returns averaging 10–12% annually
- Open to all U.S. investors, no accreditation required
6. 1031 Crowdfunding
1031 Crowdfunding serves a highly specific niche: investors completing a 1031 tax-deferred exchange who need a qualifying replacement property quickly. The platform connects these investors with DST (Delaware Statutory Trust) and other eligible real estate offerings that satisfy IRS 1031 exchange rules, helping them defer capital gains taxes while maintaining real estate exposure. It's purpose-built for a situation most general crowdfunding platforms don't address.
Key features:
- Specializes in DST properties qualifying under IRS Section 1031
- Accredited investors only; higher minimums typical ($25,000+)
- Useful for investors selling appreciated property who need fast reinvestment options
7. Cadre
Cadre is an institutional-grade real estate crowdfunding platform that connects accredited investors with commercial property deals typically reserved for large funds. It focuses on multifamily, office, and industrial assets with a reported average target return of 18% IRR. Minimum investments start at $25,000, positioning Cadre for serious investors seeking direct access to vetted commercial portfolios.
Key details:
- Minimum investment: $25,000
- Accredited investors only
- Secondary market available for early liquidity
8. FinResi
FinResi focuses on residential real estate crowdfunding, allowing investors to participate in single-family and small multifamily deals with lower capital requirements than many competing platforms. It targets everyday investors looking for fractional ownership in residential rental properties without the hassle of direct property management. The platform suits those seeking passive income from the housing market.
Key details:
- Lower entry minimums aimed at retail investors
- Residential-focused deal flow
- Passive income distributions from rental revenue
9. FranShares
FranShares is a fractional investing platform that blends franchise business ownership with crowdfunding principles — making it a distinct alternative to traditional property-based crowdfunding for investors diversifying beyond real estate. Rather than pooling capital into buildings, investors fund franchise operations and earn passive income from business revenue. Minimum investments start around $500, making it accessible for smaller portfolios seeking income outside direct real estate exposure.
Notable perks:
- Minimum investment: ~$500
- Income from franchise operations, not property appreciation
- Useful diversification alongside real estate crowdfunding holdings
10. Gatsby Investments
Gatsby Investments offers an accessible entry point into real estate crowdfunding by focusing on fix-and-flip residential properties across Southern California. Unlike platforms requiring large capital commitments, Gatsby allows investors to participate in short-term real estate deals with a minimum investment of just $1,000, making property crowdfunding viable for everyday investors seeking portfolio diversification without direct property ownership.
Key features:
- Minimum investment: $1,000 per deal
- Projected annualized returns of 10–25% on fix-and-flip projects
- Open to both accredited and non-accredited investors
- Short deal timelines (typically 6–18 months) for faster capital turnover
According to Gatsby Investment, the crowdfunding model continues expanding as investors seek alternatives to traditional REITs and direct ownership.
Final Words
Your best bet depends on your budget, risk tolerance, and how hands-on you want to be — some platforms suit beginners with $10, others reward accredited investors seeking bigger returns. Start tracking your investments from day one to measure real progress.