Loose change piling up at home? Most Americans have jars of coins sitting idle — and finding a free coin counting machine nearby can put that money back in your pocket instantly. Many banks and credit unions offer this service at no cost to account holders, per GOBankingRates. Whether you're looking to fund a weekend treat or exploring easy ways to earn extra cash, cashing in your coins is one of the simplest wins available. Here are 8 places to find free coin counting machines near you — let's get started!
Quick Answer
Many banks and credit unions offer free coin counting machines to account holders. Top locations include TD Bank, PNC Bank, and local credit unions. Some grocery stores and retailers also offer Coinstar kiosks, though these charge fees unless you choose a gift card. Call ahead to confirm availability before visiting.
Jump to
Summary Table
| Item Name | Price Range | Best For | Website |
|---|---|---|---|
| Bank of America | Free (account holders, rolled coins) | Existing BoA customers with rolled change | Visit Site |
| JBT Bank | Free (customers); fee donated to charity (non-customers) | Customers wanting self-serve coin counting | Visit Site |
| Manasquan Bank | Free (account holders) | NJ residents with a Manasquan Bank account | Visit Site |
| Penn East Federal Credit Union | Free (members) | Credit union members in the Penn East area | Visit Site |
| Citizens Bank | Free (account holders) | Citizens Bank customers with loose coins | Visit Site |
| Columbia Bank | Free (account holders) | Columbia Bank customers seeking no-fee counting | Visit Site |
| Local Banks/Credit Unions | Free (varies by institution) | Anyone wanting to check their local branch first | Visit Site |
| Coinstar Kiosks | ~11.9% fee (cash); Free (gift card or charity donation) | Non-bank customers wanting a quick, no-roll option | Visit Site |
8 Free Coin Counting Machines Near Me: No-Fee Options in 2026
Below you'll find detailed information about each option, including what makes them unique and their key benefits.
1. Bank of America
Bank of America offers free coin counting services to its customers, making it one of the more accessible options when searching for coin counting machines near you. Account holders can bring rolled or loose coins to participating branches, where tellers process them at no charge — a significant perk compared to grocery store kiosks that charge 10–12% fees.
What to know:
- Free for account holders; non-customers may face fees or be turned away
- Call ahead to confirm your local branch has coin-counting capabilities
- Coins credited directly to your account same day
2. JBT Bank
JBT Bank provides free coin counting machines available to both customers and, at many locations, non-customers — making it a practical stop if you're hunting for a no-fee coin exchange option locally. Their branches typically have self-service or teller-assisted coin processing without the percentage-based surcharges found at retail kiosks like Coinstar.
What to know:
- Available at physical branch locations during normal banking hours
- No fee for account holders; verify non-customer policy at your nearest branch
3. Manasquan Bank
Manasquan Bank is a New Jersey-based community bank that offers free coin counting machines at its branch locations, primarily serving customers in Monmouth and Ocean County areas. If you live near a Manasquan Bank branch, this is one of the simplest ways to convert a jar of loose change into cash or a direct deposit without paying a counting fee. According to GoBankingRates, community banks like Manasquan are among the best free alternatives to paid kiosks.
What to know:
- Primarily serves New Jersey residents near its branch network
- Free coin counting for account holders at participating locations
4. Penn East Federal Credit Union
Penn East Federal Credit Union offers free coin counting as a member benefit, making it a solid local option if you're searching for no-fee coin redemption in the Scranton/Wilkes-Barre area of Pennsylvania. Members can bring in loose change and have it counted and deposited directly into their account at no charge — no Coinstar fees, no percentage taken out.
What to know:
- Free coin counting for members only (membership required)
- Coins deposited directly to your account — no cash payout to non-members
- Call ahead to confirm machine availability at your branch
5. Citizens Bank
Citizens Bank has historically provided coin counting machines at select branch locations, though availability varies by region and branch. If you already bank with Citizens, this can be a convenient way to convert loose change into account funds without paying a service fee at a grocery store kiosk.
What to know:
- Free for Citizens Bank account holders; non-customers may face fees or be turned away
- Not all branches have coin machines — call your local branch before visiting
- Coins are typically deposited, not paid out as cash
6. Columbia Bank
Columbia Bank offers coin counting services at certain branch locations, primarily serving customers in New Jersey and Maryland. For account holders, this is a straightforward way to cash in a jar of loose coins without losing 10–12% to a commercial counting machine like Coinstar.
What to know:
- Generally free for Columbia Bank customers
- Branch availability is limited — verify with your local location before going
- Counted coins are credited to your deposit account
7. Local Banks/Credit Unions
Many local banks and credit unions offer free coin counting machines to their account holders, making them one of the best places to find no-fee coin sorting near you. Members of credit unions especially benefit, as these institutions frequently provide coin counting as a complimentary service with no strings attached. Non-members may be charged a fee, so call ahead before visiting.
What to know:
- Free for account holders; non-members may pay 5–10% of total
- Some branches have removed machines post-pandemic — always call first
- Credit unions tend to offer this perk more consistently than large national banks
8. Coinstar Kiosks
Coinstar kiosks are the most widely available coin-counting option, found in thousands of grocery stores and retailers nationwide — but they are not free for cash payouts. Coinstar charges an 11.9% processing fee if you want cash back. However, you can avoid the fee entirely by choosing a gift card or charity donation instead of cash, according to GoBankingRates.
Key details:
- Cash payout fee: ~11.9% (e.g., $11.90 on every $100 counted)
- Fee-free gift card options: Amazon, Starbucks, iTunes, and others
- Locator available at Coinstar.com to find kiosks near you
Final Words
Your best bet depends on whether you prioritize zero fees, convenience, or instant cash — so check which locations are nearest before hauling those coins anywhere. If you're also interested in converting gift cards to cash, that's another easy win worth exploring.