The Golden 1 Credit Union 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

The Golden 1 Credit Union4.0/5

Rate (APY)
3.80% APY
Term
5 years
Minimum Deposit
$500
Promotion
N/A
Apply Now →on The Golden 1 Credit Union's website

The Golden 1 Credit Union provides a competitive 3.80% APY on its 5-year CDs, appealing to California residents. With a minimum deposit of $500 and federally insured accounts, it offers a reliable option for those looking to secure their savings.

Pros:

  • Federally insured
  • Monthly dividends

Cons:

  • Limited to California residents
  • Early withdrawal penalties apply

Overall, The Golden 1 Credit Union is an excellent choice for California residents seeking a safe investment with a solid return, making it particularly suitable for individuals looking to grow their savings over a five-year term with minimal initial commitment.

Frequently Asked Questions

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
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Marcus by Goldman Sachs4.05% APY6 months$500Learn more
Popular Direct4.05% APY1 year$10,000Learn more
Sallie Mae Bank4.00% APY5 years$2,500Learn more
Bread Savings4.00% APY6 months$1,500Learn more
Colorado Federal Savings Bank4.00% APY6 months$5,000Learn more
American Express4.00% APY14 months$0Learn more
TAB Bank3.90% APY1 year$1,000Learn more
Bask Bank3.90% APY6 months$1,000Learn more
NASA Federal Credit Union3.85% APY6 months$1,000Learn more
BTG Pactual Bank3.80% APY5 years$500Learn more
The Golden 1 Credit Union3.80% APY5 years$500Learn more

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