Marcus by Goldman Sachs 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Marcus by Goldman Sachs4.6/5

Rate (APY)
4.05% APY
Term
6 months
Minimum Deposit
$500
Promotion
N/A
Apply Now →on Marcus by Goldman Sachs's website

Marcus by Goldman Sachs shines for its low minimum deposit requirement of just $500, combined with a 10-day rate guarantee that allows customers to secure the best rate available.

Pros:

  • Low minimum deposit
  • 10-day rate guarantee

Cons:

  • Early withdrawal penalties apply

In conclusion, Marcus by Goldman Sachs is an excellent choice for those seeking a competitive 4.05% APY on a short-term investment with a low minimum deposit of $500, making it particularly suitable for new savers or anyone looking to maximize returns without a significant upfront commitment. Its 10-day rate guarantee further enhances its appeal, ensuring customers can take advantage of the best rates available.

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Summary of all rates from our cd rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
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Marcus by Goldman Sachs4.05% APY6 months$500Learn more
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