Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$50
Apply Now →on Target's website
Regular APR:27.40% Variable APR
- 5%Discount on eligible purchases at Target
Welcome Bonus:
Get $50 in Target Circle Rewards when you spend $50 on your Target Circle credit card.
Reward Rate:
Save 5% at Target on eligible purchases.
APR:
27.40% Variable APR
The standout feature here is the 5% discount on all purchases made at Target, making the Target Circle™ Credit Card an excellent choice for regular Target shoppers. This card not only provides savings but also allows cardholders to earn rewards quickly.
Pros:
- No annual fee
- 5% discount on all Target purchases
Cons:
- Limited to Target stores
- High APR
The Target Circle™ Credit Card is best suited for frequent Target shoppers who can take advantage of the 5% discount on in-store and online purchases, along with the potential to earn rewards. With no annual fee, it offers a straightforward way to save and earn rewards for those who regularly shop at Target.