Prosper Card
Prosper
Annual fee
$59
Rewards rate
10%-1%
Welcome Bonus
The Prosper® Card does not offer a sign-up bonus.
Apply Now →on Prosper's website
Regular APR:22.49%-33.99%
- 10%Cash back at select merchants
- 1%Cash back rewards on payments
Welcome Bonus:
The Prosper® Card does not offer a sign-up bonus.
Reward Rate:
Up To 10% Cash Back at select merchants; 1% cash back rewards on payments.
APR:
22.49%-33.99%
The Prosper Card is designed to help users take control of their finances while offering cash back on purchases. However, it does not provide a sign-up bonus, which may be a drawback for some users looking for immediate rewards.
Pros:
- Cash back offers available
- No annual fee for the first year with AutoPay
Cons:
- Annual fee after the first year
- Limited cash back options
The Prosper Card may be suitable for individuals seeking a straightforward cash back option without the immediate incentive of a welcome bonus. Its annual fee and reward structure suggest it is best for those who prioritize managing their finances over maximizing initial rewards.