OpenSky Secured Visa Credit Card 2026 Review

Annual fee
$35
Rewards rate
10%-0%
Welcome Bonus
$20
Apply Now →on OpenSky's website
Regular APR:23.89% Variable APR

  • 10%Cash back on targeted merchant offers
  • 0%No standard cash back on other purchases

Welcome Bonus:

Limited-time welcome bonus issued as a statement credit.

Reward Rate:

Earn up to 10% cash back through targeted merchant offers.

APR:

23.89% Variable APR

What sets the OpenSky Secured Visa Credit Card apart is its high approval rate and the ability to earn up to 10% cash back through targeted offers, making it a solid choice for those looking to rebuild their credit without the hassle of a credit check.

Pros:

  • No credit check required
  • High approval odds

Cons:

  • Annual fee
  • Limited cash back structure
Apply now →

The OpenSky Secured Visa Credit Card is particularly suitable for individuals seeking to rebuild their credit without the burden of a credit check, especially those who may benefit from a straightforward cashback structure and a manageable annual fee. However, potential applicants should consider the limited rewards and ensure they are comfortable with the secured nature of the card.

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