IHG One Rewards Premier Credit Card 2026 Review

Annual fee
$99
Rewards rate
26%-1%
Welcome Bonus
185,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.74% Variable APR

  • 26%Points at IHG Hotels and Resorts
  • 1%Points on other purchases

Welcome Bonus:

Earn 150,000 points after spending $3,000 in the first 3 months, plus an additional 35,000 points after spending a total of $6,000 in the first 6 months.

Reward Rate:

Earn up to 26X points per $1 spent when you stay at IHG Hotels and Resorts.

APR:

19.24%-27.74% Variable APR

The IHG One Rewards Premier Credit Card is tailored for frequent guests of IHG Hotels & Resorts, offering substantial rewards and perks like an annual free night and automatic elite status. Its strong earning potential makes it a valuable asset for loyal IHG customers.

Pros:

  • Annual free night certificate
  • Automatic Platinum Elite status

Cons:

  • Annual fee
  • Limited to IHG properties
Apply now →

The IHG One Rewards Premier Credit Card is best suited for individuals who frequently stay at IHG Hotels & Resorts and seek to maximize their loyalty rewards through a robust earning structure and valuable benefits such as free night stays and elite status. With its annual fee of $99, this card can provide significant value for those who regularly travel and prioritize IHG properties.

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