Discover it® Cash Back
Discover
- 5%Cash back on rotating categories
- 1%Cash back on all other purchases
We match all the cash back earned at the end of your 1st year! $0 annual fee & 2X cash back your 1st year.
Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate, plus 1% on all other purchases.
17.49%-26.49% Variable APR
A key differentiator is the cash back match feature, which effectively doubles the rewards earned in the first year, making the Discover it® Cash Back card a compelling option for new cardholders.
Pros:
- Cash back match at the end of the first year
- No annual fee
Cons:
- Requires activation for bonus categories
- Rotating categories can be limiting
The Discover it® Cash Back card is particularly suitable for those who frequently spend in categories eligible for the 5% cash back rewards and who can take advantage of the cash back match feature in the first year. With no annual fee and a flexible rewards structure, it appeals to consumers looking to maximize their cash back potential without incurring additional costs.