Blue Cash Preferred® Card from American Express 2026 Review

Annual fee
$95
Rewards rate
6%-1%
Welcome Bonus
$250
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 6%Cash back at U.S. supermarkets
  • 6%Cash back on select streaming subscriptions
  • 3%Cash back on transit
  • 3%Cash back on gas
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn $250 cash back after you spend $3,000 in purchases on your new Card within the first 6 months.

Reward Rate:

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.

APR:

19.49%-28.49% Variable APR

What sets the Blue Cash Preferred® Card apart is its impressive 6% cash back on groceries and select streaming subscriptions, making it a top contender for families and streaming enthusiasts. The card also offers a substantial welcome bonus, providing a strong incentive for new cardholders.

Pros:

  • High cash back on groceries and streaming
  • Introductory bonus available

Cons:

  • Annual fee after the first year
  • Limited to U.S. supermarkets for top rewards
Apply now →

The Blue Cash Preferred® Card from American Express is particularly suitable for families and individuals who frequently purchase groceries and utilize streaming services, given its generous cash back rewards in these categories. While the annual fee of $95 is a consideration, the potential for significant rewards and the welcome bonus may offset this cost for those who can maximize the card's benefits.

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