American Express Blue Cash Preferred® Card 2026 Review

Annual fee
$95
Rewards rate
6%-1%
Welcome Bonus
$300
Apply Now →on American Express's website
Regular APR:19.49% to 28.49% variable APR

  • 6%Cash back at U.S. supermarkets
  • 6%Cash back on select U.S. streaming subscriptions
  • 3%Cash back on gas
  • 3%Cash back on transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn as high as $300 cash back after you spend $3,000 in purchases on your new Card within the first 6 months.

Reward Rate:

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases.

APR:

19.49% to 28.49% variable APR

This card shines for its exceptional cash back rewards, particularly the 6% back at U.S. supermarkets, making it an excellent choice for families and frequent grocery shoppers. With a substantial welcome bonus and no annual fee for the first year, it offers a compelling value proposition for those looking to maximize their cash back.

Pros:

  • High cash back on groceries
  • No annual fee for the first year

Cons:

  • Annual fee after the first year
  • Limited to U.S. supermarkets
Apply now →

The American Express Blue Cash Preferred® Card is well-suited for families and individuals who frequently shop at U.S. supermarkets, given its high cash back rewards in that category. With a reasonable annual fee and an attractive welcome bonus, this card can provide significant value for those who can take advantage of its rewards structure.

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