Best Savings Account Bonuses this August 2026 in the UK

What sets the Zopa Regular Saver apart is its straightforward access to a competitive 7.10% AER, available exclusively to Biscuit current account holders. This account allows for flexible monthly deposits and withdrawals, making it an attractive option for those who prioritize both high returns and accessibility.

Yes, you can withdraw money from your Zopa Regular Saver anytime, but if you withdraw more than £300 in a month, you can only deposit up to £300 that month.

The First Direct Regular Saver shines for its fixed 7.00% AER, providing a reliable return for disciplined savers. This account is particularly beneficial for those who can commit to a monthly deposit, as it rewards consistent saving without the burden of fees.

No, you can only withdraw your money after 12 months. If you close your Regular Saver before the 12-month period ends, you'll receive interest at the standard savings account variable rate.

This account stands out for its competitive 7.00% AER, making it a strong contender for savers looking to maximize their returns. The Co-op Bank Regular Saver is particularly appealing for those who want to save regularly without incurring any fees.

No, the Co-op Bank Regular Saver is exclusively for Co-operative Bank customers, so you need to open a current account first.

The Principality Regular Saver offers a solid 4.85% AER, making it a reliable choice for those looking to save regularly. This account is designed for savers who appreciate a fixed rate without the hassle of monthly fees.

This account shines for its 6.00% AER, allowing savers to deposit up to £500 monthly. The Monmouthshire Building Society Regular Saver is ideal for those who want a competitive rate with the flexibility to save larger amounts.

The Chase Easy-Access Savings Account is particularly appealing due to its 4.5% AER, which includes a 2.25% boost for new customers. This account offers flexibility with unlimited withdrawals, making it a great option for those who want easy access to their funds.

Chase UK is a separate bank from Chase USA, so if you're moving to the US and want to bank with Chase, you'll need to open a new account with them.

Yes, Chase offers the Easy-Access Savings Account with a 4.5% AER interest rate and a welcome bonus of a 2.25% AER fixed boost for 12 months for new customers.

The Chip Easy-Access Savings Account offers a competitive 3.81% AER, making it a solid choice for savers who prefer digital banking. This account allows for easy management through a mobile app, although it limits penalty-free withdrawals to three per year.

The Cahoot Simple Saver provides a flexible savings option with a 4.32% AER, allowing for unlimited withdrawals without fees. This account is ideal for those who want easy access to their funds while still earning interest.

Yes, you can transfer money out of your account at any time using Online or Telephone Banking.

The RCI Bank Fixed-Rate Bond offers a competitive 4.75% AER, making it an attractive option for those willing to lock in their savings for a fixed term. This account is best suited for savers who do not need immediate access to their funds.

Yes, RCI Bank's UK websites are secure, indicated by the 'https://' in the web address and a padlock symbol in the browser.