First Direct Joint Account 2026 Review

Annual Equivalent Rate (AER)
7.00% AER
Monthly Fee
£0
Welcome Bonus
£175
Apply Now →on First Direct's website
Minimum Deposit:£0

Annual Equivalent Rate (AER):

7.00% AER

Welcome Bonus: £175

Get £175 when you switch to us.

Monthly Fee:

£0

Minimum Deposit:

£0

The standout feature of the First Direct Joint Account is its impressive 7.00% AER interest rate on savings, which is significantly higher than many competitors. Coupled with a £175 welcome bonus for new customers, it offers a compelling reason for couples to consider switching their joint banking needs.

Pros:

  • High interest rate
  • Generous welcome bonus

Cons:

  • Requires switching from another bank
learn more about this bank account on First Direct's website →

In summary, the First Direct Joint Account is ideal for couples looking to maximize their savings with a competitive 7.00% AER interest rate and take advantage of a generous £175 welcome bonus, making it a strong contender for those seeking an attractive joint banking solution.

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