Citi Strata Premier Card 2026 Review

Annual fee
$95
Rewards rate
10%-3%
Welcome Bonus
60,000 bonus ThankYou points
Apply Now →on Citi's website
Regular APR:19.49%-27.49% Variable APR

  • 10%Points on Citi Travel bookings
  • 3%Points on air travel, hotels, restaurants, supermarkets, and gas/EV stations

Welcome Bonus:

Earn 60,000 bonus ThankYou points after spending $4,000 on purchases in the first three months of account opening.

Reward Rate:

Earn 10x points on Citi Travel bookings, 3x points on air travel, other hotels, restaurants, supermarkets, and gas/EV stations.

APR:

19.49%-27.49% Variable APR

The Citi Strata Premier Card is a strong contender for travelers, offering high rewards on travel bookings and a valuable annual hotel benefit, making it a great choice for those who travel frequently.

Pros:

  • High rewards on travel bookings
  • Annual hotel benefit

Cons:

  • Annual fee
  • Requires significant spending to maximize rewards
Apply now →

The Citi Strata Premier Card is particularly suitable for frequent travelers seeking to maximize rewards on their travel expenses, thanks to its competitive reward rates and appealing welcome bonus. However, individuals who do not travel often may find the card's annual fee less justified given the value of its benefits.

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